I need this badly this month. We would very much like to get through the holidays debt free and we have a very large raise/promotion coming this month and we want to use it to power through paying off our cards, paying off debt, paying my car off and raising half the money to buy something new for my husband. My biggest hurdle is I love shopping, so I'm trying super hard this month and hoping to make it into a habit. The sooner we can get these things done, the sooner I can book another Disney trip (ah yup there is the kicker

)
I do not count our monthly bills, groceries, gas or topping up my kid's lunch accounts. I do count meals out, coffees while out, and any spending that is not needed.
November 1 - No spend day #1: Gas, credit card payments, groceries and a purchase for the play my daughter is in that was reimbursed 100%
November 2 - No spend day #2: Topped up kid's lunch accounts for 2 weeks
November 3 - No spend day #3: Car payment
November 4 - Rental insurance & hulu; video store for the girls sleepover and Subway for all of us for dinner.
November 5 - No spend day #4: A few groceries that didn't make it to the list
November 6 - No spend day #5: Absolutely nothing
My goal this month ::gulp:: is 25 no spend days. That leaves me only 5 days this month to buy non essentials and gifts.