CaptainAmerica
DIS Veteran
- Joined
- Oct 12, 2018
- Messages
- 5,083
Pretty much every health insurance covers it for free, so yes, it is cheap.
Not really. Most insurance companies won't cover a test if it's for travel purposes.
I guess you don't really have to tell them what the tests are for if you're using at-home antigen tests, so they'll reimburse you for those. But, they probably won't pay for the proctoring.
Relative to the cruise, though, it's still pretty cheap. How much are they charging to proctor tests these days? $15-30 each?
@Kwami is correct. Most insurance will cover testing for medical diagnostic purposes only. This requires something called a "superbill" that has procedure code, a diagnosis code, and other specific pieces of information from the laboratory that validates that they're acting as a medical provider. Elective testing is covered by some policies, but it's pretty rare.It's my understanding that you have to be either exposed or have symptoms for it to be covered. If you're simply testing to travel, it's on you.