No Buy July

[Debbie]

I'm so impressed with everyone that has has so many $0 days. To use Tiggerish's expression, I've fallen off the wagon too. I don't think I've made foolish purchases or unnecessary ones but I underestimated the amount of stuff that needed to be bought for our week at the cottage. I also ended up doing back to school shopping this month that I budgeted for next month. Gap Kid's 30% off sale plus buy 4 get 1 free jean deal couldn't be missed since its the only jeans that ds6 fits into.

I've been afraid to post the expenses from the last few days for fear of seeing the final total... here goes...

groceries $540 $284.51 over
gas $500 $263.94 left
cat food $90 $5.63 over
boy's haircuts $35 $4.50 over
fall gymnastics registration (DS and DD) $300 $58 over
cottage rental $900 $0 left
buy sheets or sleeping bags for cottage and other cottage stuff $60 $3.00 left
buy fishing gear for cottage $60 $5.32 over
buy cooler and water container for cottage $50 $28.88 left
DH spending $150 $5.10 over
my spending $150 $33.12 over

Total: $2835 $606.56 over

Joanne, I always think that that is the purpose of this thread....to help us get in touch with what is realistic for us. Believe me! Every $0 is a struggle for us, since DH loves to shop, and, since we are both home in the summer, shopping is the one outlet I have when I need to get away (should be walking, but ). Is the thread up for tomorrow yet?

 

[paulasillars]

Is the thread up for tomorrow yet?]

I'll go start it now if there isn't as I'm the first to get to August

Edited - Looks like Debbie beat me to it

 

[Tiggerish]

Budget for July is $550; Spent $721. Would have been right on target if I had not broken glasses and had to dip into emergency fund. But I did do 15 no spend days.

Groceries = $120 / $34 left
Auto/Gas = $290 / $6 left
Giving = $50 / $15 left
Medical = $15 / $3 over
Eating Out = $25 / $4 over
Misc. = $50 / $18 over
Plus $219 from emergency fund for eye glasses
--------------------------------------------------------------------------
7/1 $0
7/2 $240 auto insurance
7/3 $4 Medical - prescriptions
7/4 $6 Eating out - treats for the nieces & nephews at the 4th parade
7/5 $5 Giving - church collection
7/6 $0
7/7 $25 Misc. - White Caps baseball game (Tiger's Single A team)
7/8 $0
7/9 $0
7/10 $16 - Eating out - took niece out for lunch
7/11 $0
7/12 $10 Giving - church collection
7/13 $0
7/14 $14 Gas; $32 Groceries; $15 Misc (panty hose)
7/15 $0
7/16 $10 Medical (blood work)
7/17 $0
7/18 $14 Gas; $43 Groceries
7/19 $0
7/20 $0
7/21 $0
7/22 $16 Gas
7/23 $0
7/24 $0
7/25 $0
7/26 $20 Giving - church collection; $8 Misc for photo book for my Mom
7/27 $219 Emergency Fund for eye glasses; $20 Pampered Chef gift
7/28 $0
7/29 $16 groceries (actually liquor)
7/30 $4 Medical (prescription)
7/31 $7 Eating out

 

[Debbie]

Budget for July is $550; Spent $721. Would have been right on target if I had not broken glasses and had to dip into emergency fund. But I did do 15 no spend days.

Groceries = $120 / $34 left
Auto/Gas = $290 / $6 left
Giving = $50 / $15 left
Medical = $15 / $3 over
Eating Out = $25 / $4 over
Misc. = $50 / $18 over
Plus $219 from emergency fund for eye glasses
--------------------------------------------------------------------------

WOW! I think you did a great job! Congratulations!

 

[Ava]

Finally have time to total up for the month...

Groceries - $250/$83.77 left
Eating out - $150/$52.12 over
Baby items - $75/$31.16 left
Laundry - $60/$20.80 left
Household - $50/$60.09 over
Misc - $50/$63.66 over
July 4th trip to RI - $500/$38.29 left

Total - $1135/$1.85 over!

7/01 - $14.57 DR, $2.57 snacks, $2.99 comic
7/02 - $25 co-op renewal
7/3-7/5 - Trip to RI $461.71
7/6 - $16.82 grocery, $9.20 BRU
7/7 - $0!!
7/8 - $0!!
7/9 - $1.80 snacks
7/10 - $16.00 DP lunch, $39.85 dinner
7/11 - $35.32 grocery, $18.40 laundry
7/12 - $13.00 lunch, $19.63 grocery
7/13 - $0!!
7/14 - $2.25 snacks
7/15 - $10.83 DR
7/16 - $32.86 Disney Movie Club
7/17 - $0!!
7/18 - $2.50 drinks
7/19 - $66.30 grocery, $35.59 Old Navy, $28.10 dinner
7/20 - $6.20 post office, $20.80 laundry
7/21 - $4.39 Starbucks, $5.28 grocery
7/22 - $4.32 breakfast
7/23 - $0!!
7/24 - $32.00 fingerprinting, $4.02 post office, $3.00 ice cream
7/25 - $34.64 DD photos, $7.50 coffee, $36.85 dinner, $52.35 Target
7/26 - $12.25 lunch
7/27 - $14.40 grocery
7/28 - $7.34 household, $1.75 sodas
7/29 - ? (I think I bought a soda at work but I forgot to write it down.)
7/30 - ? (Ditto the above.)
7/31 - $5.48 grocery, $28.99 dinner

Haha, I don't think I could possibly get any closer! Just need to move around my money and remember to budget for all the misc things. On to No Buy August!