No Buy January 2010

OK totally lost on posting daily totals. But this month is a great start to watching where the $$ goes. I am still taking cash out each paycheck and trying to live on that and not use the credit cards.

Decided to just pay off the leased car instead of finance it now that the lease is up.

Returned $240 worth of xmas stuff that either didn't fit or found a better deal. So thats something.

Keep moving forward everyone! Thanks for the inspiration!
 
I really wanted to play this month, and was doing really well (making pizza for Friday pizza movie night, eating up the pantry--etc). Then our car died. For good. So I just bought a car. :headache: I guess I'm out.

Road tripper - I just saw this post!! OH NO!!

But with a name like yours, hey, I mean, you gotta have a car that gets you places!!

Hang in there!
 
1/23/10: $4.76? hardee's breakfast and donuts (for lunch/snack), $1.75 drink after work, $9.95 drinks for at home & $9.96 groceries

1/24/10: $2.11 Fries, $4.56 some food (for at work), $1.05 coffee and $1.00 chips

1/25/10: $2.64 McDonald's and $13.25 laundry

$1.00 money order fee, $5.00 groceries and $1.06 household product (Dollar General) and $23 checks<<<<(NOT BUDGETED FOR)
 
This week was way out of control, but I had so much that was really necessary--not much was frivolous but I will try harder next week!
$541 for the week and $1116 for the month so far!
 

I'm just about out of grocery money, so some things I would have classified as grocery I'm putting under unexpected. It was unexpected that I would go over my grocery budget!

Clothing $60+ $25 bday gift from my Noni, I'm spending it on clothes:cutie:=$85
- 6.00 DH tee shirts
-29.97 childrens place
-48.63 NY & Co
-7.19 dd shirt
OVER by 6.79

Unexpected Spending $250
-7.00 car wash 1/5
-6.00 target cups 1/9
-2.00 paper
2.00 paper 1/16
-13.00 ds case
-9.50 stamps
-15.00 wws 1/20
-8.50 cmemories
-68.84 costco 1/23
-29.49 tanning 1/24
-45.49 amazon 1/25
=43.18

Gifts $350 (I am including in this all spending for my DD turning 5's bday gifts and parties)
-137.92 dd present (ds)
-8.50 mcd toys 4 cake 1/13
-15.00 bday groceries jerrys 1/13
-21.00 S&S 1/14
-17.00 target 1/15
-49.00 mc ds happy meals 1/16
-9.58 rc treats
-13.09 pokeno gift ct shop
=78.91

Entertainment $380
-26.00 pizza 12/1
-30.00 princess parking & snax 12/1
-25.00 movie Alvin
-1.00 redbox
-5.30 deli 12/4
-3.05 Wendys 1/5
-3.80 Starbucks
-4.98 prezal mall
-37.18 chilis 1/9
-9.00 lunch 1/11
-2.06 mc d bfast 1/13
-15.00 dinner w the girls ruy tues 1/14
- 52.68 dinner and drinks w/friends 1/15
-4.25 pizza 1/15
-5.30 mall pretz
-20.00 lunch mall
-12.24 pancheros
-17.97 KFC
-15.62 mc d 1/23
-2.43 mcd
-12.00 lunch 1/25
=75.15


Grocery $440
-39.36 S&S grocery
-5.00 xtramart
-13.02 S&S 1/4
-26.70 target 1/7
-115.95 costco 1/7
-32.96 S&S 1/7
-16.75 Alice.com 1/7
-19.00 Jerrys meat 1/7
-3.00 milk 1/7
-3.00 S&S 1/7
-14.50 ww food 1/7
-1.17 target
-12.64 dunkin donuts ground coffee
-16.13 walgreens 1/12
-36.00 walmart 1/13
-59.00 S&S 1/14
-2.25 milk 1/16
-4.88 grocery 1/19
-10.06 tjs 1/20
-3.30 tjs 1/21
-5.00 milk & paper
-6.52 S&S
=9.83


House Upkeep $60
-30 Bed Bath Bey toaster oven
-11.00 entryway rug walmart 1/13
=19.00

Jan1- Pizza 26.00, Princesses on ice parking 5.00, Princesses on ice treats 25.00
Jan 2- Alvin Sqeakqual movie 25.00, redbox 1.00, S&S grocery 39.36, xtra mart 5.00, 6.00 DH tee shirts
Jan 3- 0 :banana:
Jan 4- sandwich 5.30, S&S grocery 13.02
Jan 5- car wash 7.00, Wendys 3.05
Jan 6- 0 :woohoo:
Jan 7- target grocery 26.70, costco grocery 115.95, S&S grocery 32.96, Bed Bath Bey household 30.00, Jerrys meat grocery 19.00, Alice.com grocery 16.75, Starbucks entertainment 3.80, Childrens Place clothing 29.97, NY& Co clothing 48.63, xtra mart milk 3.00, S&S 3.00 grocery, 14.50 weight watchers food
Jan 8-Pretzals 4.98, jcpenny 7.19 clothing
Jan 9- Target grocery 1.17, Target unexpected 6.00, target gift for dd bday 137.92, 37.18 chilis, paper $2
Jan 10- 0:banana:
Jan 11- Lunch 9.00, Dunkin D 12.64
Jan 12- 16.13 Walgreen grocery
Jan 13- 8.50 Bday for Alvin figures, 2.06 mc d, Walmart 11.00 house, 36.00 grocery, 15.00 Jerrys meat bday
Jan 14- S&S 21.00 bday, 59.00 grocery, Ruby Tues 15.00 entertainment
Jan 15- Chilis dinner/drinks 52.68, target 17.00 bday, 4.25 pizza
Jan 16- McD $49, milk $2.25, 2.00 paper
Jan 17- $0:thumbsup2
Jan 18- pretzal 5.30 & lunch 20.00at mall hubby/kids, 13.00 DD DS case
Jan 19-lunch Pancheros 12.24, S&S grocery 4.88, 9.58 Lily bday rc treats, 7.00 llbean shirt
Jan 20-9.50 stamps, 10.06 trader joes, 15.00 weight watchers
Jan 21-3.30 trader joes, 13.09 xmas tree shop pokeno
Jan 22- 0 :dance3:
Jan 23-8.50 creative memories, 17.97 KFC, 15.62 mcdonalds, 68.84 Costco
Jan 24-tanning membership 29.49, 2.43 mcds, milk & paper 5.00, S&S grocery 6.52
Jan 25- lunch 12.00, 45.49 Amazon book and Wii game

5/10 no buy days! :wizard:
 
Ran out of gas today, but I got to use my 20 cent off per gallon discount at kroger :) I got a coupon for a free bagel so I tried to use that today but the store was closed, I may try and go before work tomorrow.
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0
Jan. 19: $0
Jan. 20: $0
Jan. 21: $0
Jan. 22: $38 Target
Jan. 23: $0
Jan. 24: $0
Jan. 25: $30 gas

Groceries: $119/$100
Eat out: 1/2 ($16)
Misc.: $166-$7

Total: $294
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)

16 no buy days so far
 
I'm coming late to the party, but want to join in...I can only remember a couple of days back, so will go for 10 $0 days and hope to move it up to 12 next month.

1/1 $0 1/12
1/2 $0 2/12
1/3 Dinner out $24
1/4 $70, $10 Patterns, $24 Walgreens, $6 carwash and $30 eating out
1/5 $0 3/12
1/6 $120, $11 Starbucks, $3 Toysrus, $106 Raleys
1/7 $205=$25 lunch out, $30 William Sonoma, $25 babygap, $6 donuts,
$130 Winco, misc $22
1/8 $25=$4 lunch, $7 movie, $4 Redbox and $10 groceries
1/9 $0 4/12
1/10 $0 5/12
1/11 $40 groceries
1/12 $0 6/12
1/13 $85, $13 lunch, $34 Hallmark, $38 Gymboree
1/14 $77, $35 gas, $16 lunch, $16 Michael's, $10 ebay
(sold stuff at resale shop for $32)
1/15 $30 eating out
1/16 $50 day at the museum
1/17 $0 7/12
1/18 $93 groceries
1/19 $0 8/12
1/20 $0 9/12
1/21 $121, $11 Lunch, $110 Target & Groceries
1/22 $90, $15 lunch, $20 fruits & veggies, $20 ebay,$35 dinner out
1/23 $20 bday gift and wrap
1/24 $0 10/12
1/25 $104, $10 lunch, $14 woodkins, $73 party supplies of CNY, $7 donut run
 
1/1 - $0
1/2 - $0
1/3 - $127 groceries, $35.00 dog food, and $20.00 misc.
1/4 - $0
1/5 - $0
1/6 - $33.00 for dance DD5
1/7 - $0
1/8 - $0
1/9 - $45.00 Land's End DD7 Jacket, $51 family dining out, $13 Walmart (huge tub for DD5's toys)
1/10 - $141.00 groceries
1/11 - $0
1/12 - $0
1/13 - $7.09 McDonald's
1/14 - $0
1/15 - $15 drinks at work party, $70 clothes (I'm returning-they didn't look right when I tried them on again at home)$11.00 Little Ceasers
1/16 - $0
1/17 - $153.00 (133.00 groceries, $20 tennis shoes for DD)
1/18 - $0
1/19 - $0
1/20 - $0
1/21 - $0
1/22 - $25 for chinese take out
1/23 - $16.81 McDonalds $31.69 Lowe's for under cabinet lightbulbs
1/24 - $0
1/25 - $180 groceries
1/26 - $0
1/27 - $0
1/28 - $0
 

Budget: 192/800 left
$0 days: 9/10

Jan 1: $0 :cool1:
Jan 2: $49 groceries $48 gas and windshield washer fluid
Jan 3: $64 Costco groceries
Jan 4: $0 :yay:
Jan 5: $10 for an emergency fast food stop for DD + $ 51 groceries
Jan 6: $31 gas + $8 hot chocolate stop while waiting for DS
Jan 7: $20 gas ....you sure can tell the boys are home and need to go in and out of the city!
Jan 8: $27 at the drugstore (candy/Christmas cards)
Jan 9: $28 gas
Jan 10: $0 :dance3:
Jan 11: $10 (salmon was on sale) + $10 postage for parcel for DD
Jan 12: $73 groceries
Jan 13: $0 :cheer2:
Jan 14: $0 :woohoo:
Jan 15: $0 :goodvibes
Jan 16: $3.00 groceries + $3.00 bank service charge for DH's mistake :headache:
Jan 17: DS put in $26 of gas in the tank . . . on my card. Darn! It would have been a $0 day, too.
Jan 18: $3 Iced Capp for DD who did her grade 8 vocal exam and $10 for groceries
Jan 19: groceries $42 + gas $25
Jan 20: oil change $35
Jan 21: $0 :upsidedow
Jan 22: gas $25 + groceries $10
Jan 23: $0 :banana:
Jan 24: $0 :littleangel:'
Jan 25: $7 bananas and yogurt-staples in our house

 
Cannot wait til Febuary!

Running Total: Spent $817
$700...$117 over
$0 Days:10
Goal is 15 or more!

Groceries- $250...-$60 over
Gas- $150...$17 left
Eating Out- $100...$5 left
Misc. (Shopping/Entertainment) $200...-$80 over
I always round up to the nearest dollar.

1- $0
2- $14 (Norton Anti-virus Shopping), $50 (Wal-mart and Meijer-Shopping), $69 (Meijer- Groceries)
3- $0
4- $2 (Wendy's- Eating Out), $8 (Target-Shopping), $12 (Target-Groceries)
5- $20 (Gas)
6- $0
7- $22 (2 Reduced tickets for Ren Faire this summer-Shopping)
8- $8 (Aldi-Groceries), $12 (Dominick's-Groceries), $25 (Meijer-Groceries), $12 (Target-Groceries) $8 (Target-Shopping) $30 (Sister Cash for X-mas Present Misc.) $20 (Gas)
9- $29 (Joe Caputo- Groceries)
10- $20 (Gas), $10 (Jewel- Groceries), $10 (Disney Store- Shopping), $18 (Taco-Bell and Sbarro's- Eating Out)
11- $0
12- $0
13- $0
14- $0
15- $20 (Gas), $15 (Dominick's- Groceries)
16- $51 (Target-Shopping), $17 (Target- Groceries)
17- $40 (Target-Shopping), $5 (Target- Groceries), $31 (Gas)
18- $0
19- $2 (Wendy's- Eating Out), $23 (Meijer- Groceries), $12 (Walgreens- Groceries)
20- $0
21- $32 (Dominick's- Groceries), $18 (Meijer- Groceries), $22 (Gas)
22- $11 (Dominick's- Groceries)
23- $23 (Five Guys- Eating Out), $5 (McDonald's- Eating Out), $4 (Lego Store- Shopping), $43 (Disney Store- Shopping)
24- $45 (Pizza- Eating Out) was over at a friends house for her bday and paid for the pizza.
25- $0

$0 Days: 10/15: 67%
$700 Limit: $817: 117%
Month: 25/31: 81%


My Savings from coupons and sales: $611.72
 
I have not gotten on to post much, been busy, but today should have been day number 11, but my daughter had a big project due and while working on it we felt we meeded some more posterboard and stickers so I spent like $3 at the Dollar Tree today. Ug, and I ws so close to having anotehr. But so far I have 10 and feel like I can make it to 15.

We're getting close, good luck everyone!!!
 
groceries $525 $10.03 over
gas $375 $253.48 left
cat food $90 $37.31 left
DD bday party (cake, balloons, some loot stuff) $80 $104.65over DONE
paint DS3's room $200 $346 over DONE
other things for DS3's room $150 $41.21left
ballet registration $100 $0 left DONE
swimming registration (3kiddos) $400 $9 left DONE
DD's bday pics $180 $9 over DONE
my spending $150 $173.81 over
DH spending $150 $352 over

Total: $2400 $682.71 over ... and still 6 days to go ... what a bust this month has been... New Goal: don’t make any worse than it has to be

8 - DS2's room (garbage can/Mater pillow) $40; ballet registration $100; milk $4; bedroom things for DS $32.19; cat food 40.95
9- skates for DH $477.00; bike show $25
10- gas 61.95; meds for DH 16.37; rug for DS room 16.94;
11- DD's bday pics $189; kitty litter $11.74; cookie cutters for DD's bday party $4.75; decorations and lootbag stuff for party $30ish
12- bday party supplies $10.24; groceries 12.37;
13 - party supplies $88.02 (holy crap! a few dollars here and there are really adding up) ; groceries 21.21;
14 - stuff for DS2's room $37.24; gymboree $132.24 (summer clothes only);
15 - groceries 207.94; more party supplies $23.64
16 - Day of DD’s bday party - $0
17- 28.25 bday gift for friend; groceries 23.71;
18 - stuff for DS2 new room $12.42; valentines 13.73; spa date with the bday girl DD4 $28.00; swimming registration $391
19 - gas $59.57; skating stuff $48.50; parking at hospital for apptmt $7; groceries 16.96
20 - $0
21 - groceries $10.33; pics printed $115 (not bad for 1000+ prints really); painters $546
22 - groceries $157.94
23- $0
24- $0
25 - returned a bunch of stuff incl $30 mater pillow for DS2's new room so that’s good; $64.20 groceries; $7.34 book for DS7
26 - need to get cat food, coffee and storage bins... my budget is not working with my new year's goal to get organized ... bins are on sale 50% off this week though
 
Went and got my haircut ad then went to a grocery I normally only go to when I get my haircut since it is a little pricey but they had some amazing sales and I only need 2 more things for the rest of the week.

Grocery/Household- $300/$28.47 Left (still working the pantry challange)
Gas- $50/$29.47 left
Entertainment/Eating Out- $50/$3.43 OVER
Emergency/Misc- $100/$10.79 left

Total for January- $500/$66.16 left

Coupn and store svaings: $52.16

I do have a huge execption this month and it is my Grandmother's 90th birthday. Still not sure how we are going to celebrate it yet but I will not be including it in this budget.

1/1 $0
1/2 $0
1/3 $0
1/4 $43.54 Save-a-lot, $5.80 Lunch at McDonald's
1/5 $0
1/6 $0
1/7 $0
1/8 $0
1/9 $14.86 Denny's, $60 on grocery/household between walmart and Marc's, $35.74 at Walmart on Misc.
1/10 $0
1/11 $2.49 at Walmart for a new ladle
1/12 $60.03 At Giant Eagle
1/13 $0
1/14 $8.20 for stamps
1/15 $13.50 Movies for 2, $20.53 for gas and 12.36 at Marc's
1/16 $0
1/17 $0
1/18 $41.54 for groceries/household, $2.00 McDonald's, and $29.78 at Target on Misc
1/19 $0
1/20 17.27 Famous Dave's Dinner
1/21 $20.04 Giant Eagle
1/22 $0
1/23 $0
1/24 $0
1/25 $0
1/26 $13 Haircut and $30.04 Grocery
 
Used my free bagel coupon for lunch today :) Boy am I looking forward to Febuary!
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0
Jan. 19: $0
Jan. 20: $0
Jan. 21: $0
Jan. 22: $38 Target
Jan. 23: $0
Jan. 24: $0
Jan. 25: $30 gas
Jan. 26: $0

Groceries: $119/$100
Eat out: 1/2 ($16)
Misc.: $166-$7

Total: $294
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)

17 no buy days so far
 
1/1 = $75.88 ($25/$700 f/h/g , $50.88 planned exp)
1/2 = $0
1/3 = $0
1/4 = $27 ($52/$700 f/h/g)
1/5 = $1375.49 ($77/$700 f/h/g, $723.60 planned exp, $551.46/$800 school)
1/6 = $133.70 ($133.70/$80 activity fees)
1/7 = $7.60 ($85/$700 f/h/g)
1/8 = $772.05 ($112/$700 f/h/g, $746/$600 surgery)
1/9 = $39.21 ($151/$700 f/h/g)
1/10 = $0
1/11 = $31 ($182/$700 f/h/g)
1/12 = $36 ($218/$700 f/h/g)
1/13 = ($70.14) ($257/$700 f/h/g, $442.32/$800 school)
1/14 = $0
1/15 = $406 ($258/$0 clothing, $528/$800 school, $320/$700 f/g/h)
1/16 = $10 ($330/$700 f/g/h)
1/17 = $26 ($356/$700 f/g/h)
1/18 = $0
1/19 = $27.21 ($384/$700 f/g/h)
1/20 = $12 ($396/$700 f/g/h)
1/21 = $231 ($627/$700 f/g/h)
1/22 = $2 ($629/$700 f/g/h)
1/23 = $0
1/24 = $0
1/25 = $12.10 ($641/$700 f/g/h)
1/26 = $0
I do have a meeting for one of my classes at Starbucks but I'll use my GCs and get a coffee w/ that. I've had those GCs for a long time, so hopefully they aren't expired.

5 more days to go....
 
Budget for the month is $300 because of some high fixed expenses this month.

Groceries - $150 / $23 left
Auto - $40 / $0 left
Medical - $10 / $15 over
Eating Out - $25 / $12 left
Misc. - $75 /$20 over
______________________________________________
1/1 $0
1/2 $ Groceries $40
1/3 $0
1/4 $0
1/5 $0
1/6 Misc. $2 for battery for the smoke detector
1/7 $0
1/8 Eating out $4
1/9 $0
1/10 $0
1/11 Eating out $3 for a fancy coffee
1/12 $0
1/13 Misc. $17 for crafting stuff
1/14 Groceries $22; Misc. $31 (two ink cartridges and postage)
1/15 $0
1/16 Groceries $18
1/17 $0
1/18 Auto $25 for gas; Misc. $20 for birthday present for niece
1/19 Medical $25 for dr. visit co-pay and new prescription; Groceries $26; Misc. $11 for haircut.
1/20 Groceries $11
1/21 Auto $15 for gas
1/22 Misc. $5 postage
1/23 Groceries $10; Eating out $3 (bought my niece ice cream cone)
1/24 Eating out $2 for coffee
1/25 Misc. $13 birthday present for my mother
1/26 $0
 
Running Total: Spent $817
$700...$117 over
$0 Days:11
Goal is 15 or more!

Groceries- $250...-$60 over
Gas- $150...$17 left
Eating Out- $100...$5 left
Misc. (Shopping/Entertainment) $200...-$80 over
I always round up to the nearest dollar.

1- $0
2- $14 (Norton Anti-virus Shopping), $50 (Wal-mart and Meijer-Shopping), $69 (Meijer- Groceries)
3- $0
4- $2 (Wendy's- Eating Out), $8 (Target-Shopping), $12 (Target-Groceries)
5- $20 (Gas)
6- $0
7- $22 (2 Reduced tickets for Ren Faire this summer-Shopping)
8- $8 (Aldi-Groceries), $12 (Dominick's-Groceries), $25 (Meijer-Groceries), $12 (Target-Groceries) $8 (Target-Shopping) $30 (Sister Cash for X-mas Present Misc.) $20 (Gas)
9- $29 (Joe Caputo- Groceries)
10- $20 (Gas), $10 (Jewel- Groceries), $10 (Disney Store- Shopping), $18 (Taco-Bell and Sbarro's- Eating Out)
11- $0
12- $0
13- $0
14- $0
15- $20 (Gas), $15 (Dominick's- Groceries)
16- $51 (Target-Shopping), $17 (Target- Groceries)
17- $40 (Target-Shopping), $5 (Target- Groceries), $31 (Gas)
18- $0
19- $2 (Wendy's- Eating Out), $23 (Meijer- Groceries), $12 (Walgreens- Groceries)
20- $0
21- $32 (Dominick's- Groceries), $18 (Meijer- Groceries), $22 (Gas)
22- $11 (Dominick's- Groceries)
23- $23 (Five Guys- Eating Out), $5 (McDonald's- Eating Out), $4 (Lego Store- Shopping), $43 (Disney Store- Shopping)
24- $45 (Pizza- Eating Out) was over at a friends house for her bday and paid for the pizza.
25- $0
26- $0

$0 Days: 11/15: 73%
$700 Limit: $817: 117%
Month: 25/31: 81%


My Savings from coupons and sales: $611.72
 













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