No Buy February

Almost done with Feb! I've been doing so well- I just need to end up the month w/out getting extra things this weekend. DD and I may go to a movie, but we'll eat 1st at home. We may stop @ Starbucks but I have a gift card from Christmas to use there:). We're trying to save $ for a car or suv - our minivan is 8 years old and not running great. Also saving $ to possibly move in the next year or so- and there are always Disney vacations to save for:thumbsup2.
 
My Printer Ink really killed me this month, I wasn't expecting to buy all of the ink, but it was a good sale and I needed it!
Hopefully next month I will see alot less Red!
Running Total: Spent $1001
$700...-$301 over
$0 Days:15
Goal is 15 or more!

Groceries- $250...$93 over
Gas- $150...$20 over
Eating Out- $100...$14 over
Misc. (Shopping/Entertainment) $200...-$176 over
I always round up to the nearest dollar.

1- $69 (Groceries-Meijer &Dominick's), $33 Gas, $18 (Eating Out- McDonald's), $25 (Misc.- Taxes)
2- $0
3- $2 (Eating Out- Wendy's), $31 (Groceries- Meijer, Wal-mart, Walgreens)
4- $0
5- $4 (Groceries- Meijer), $8 (Eating Out- McDonald's), $32 (Gas), $45 (Shopping- Meijer)
6- $41 (Groceries- Costco), $26 (Groceries- Joe Caputo & Sons), $4 (Groceries- Walgreens), $8 (Groceries- Target) $2 (Shopping-Dollar Tree 2 Sunday Papers for the coupons!)
7- $12 (Groceries- Walgreens), $6 (Groceries- Meijer), $17 (Groceries- Jewel-Osco), $3 (Shopping- Library Book Sale)
8- $0
9- $24 (Shopping- Target), $7 (Groceries- Meijer), $8 (Groceries- Jewel-Osco), $5 (Groceries- Walgreens) $2 (Eating Out- Wendy's)
10- $0
11- $0
12- $0
13- $6 (Shopping-Walgreens), $24 (Shopping-Sister's Birthday Present), $19 (Shopping-Target), $7 (Eating Out- Dairy Queen), $39 (Gas)
14- $6 (Shopping-Dollar Tree), $3 (Groceries-Jewel), $15 (Misc.-Parking and Train Tickets), $7 (Shopping- Chinatown candies and goodies), $40 (Eating Out- Dragon Court)
15- $0
16- $13 (Groceries- Dominick's), $16 (Groceries- Jewel-Osco), $8 (Shopping- Target), $5 (Shopping- Walgreens), $2 (Eating Out- Wendy's)
17- $0
18- $0
19- $0
20- $12 (Shopping- CVS), $25 (Gas), $7 (Eating Out- Subway), $1 (Groceries- Meijer), $6 (Groceries-Jewel), $19 (Groceries- Costco) $21 (Shopping-Target)
21- $41 (Shopping- Target), $97 (Shopping- Office-Max-Printer Ink...boo!), $8 (Shopping-Stamps), $4 (Groceries- Aldi's)
22- $0
23- $1 (Shopping-Walgreens...used expiring Register Rewards), $2 (Groceries-Target...Milk) $41 (Gas), $2 (Eating Out-Wendy's)
24- $0
25- $0
26- $0
27- $5 (Groceries-Jewel), $1 (Shopping-Walgreens), $7 (Eating Out-Subway), $11 (Groceries-Target), $25 (Groceries-Meijer), $6 (Shopping-Dollar General and Dollar Tree), $17 (Eating Out-Tommy's)
28- $0


$0 Days: 15/15: 100% Woo hoo! I made it!
$700 Limit: $1001: 143% Wow! I went WAYY over! But my Pantry is stocked up and I stocked up my Mom's too!
Month: 28/28: 100%


My savings from coupons and sales: $820.69
 
Thank Heavens this month is over. Looking forward to start a new month tomorrow.

Budget:
Grocery/Household: $200/-$2.71 Left
Gas: $50/$8.80 Left
Eating Out/Entertainment: $50/$20.00 Left
Emergency/Misc: $75/$60.62 Left

Total: $375.00/ $76.74 Left

2/1- $50.53 Grocery and $10.08 Misc
2/2- $0
2/3- $0
2/4- $0
2/5- $10.47 Five Guys, $12.58 Giant Eagle, and $20.60 for gas
2/6- $0
2/7- $14.30 Save-a-lot
2/8- $0
2/9- $0
2/10- $0
2/11- $19.53 b-day lunch at Harry Buffalo
2/12- $0
2/13- $18.28 Groceries and $4.30 at Marshalls
2/14- $0
2/15- $0
2/16- $15.50 Groceries
2/17- $0
2/18- $26.61 Groceries
2/19- $0
2/20- $0
2/21- $0
2/22- $20.60 Gas and $24.67 Groceries
2/23- $0
2/24- $49.91 Trader Joe's
2/25- $0
2/26- $0
2/27- $0
2/28- $0

19/15 $0 days so far
Coupon and store savings: $35.02
 
2/2 - $0
2/4 - $0
2/6 - $0
2/7 - $0
2/10 - $0
2/11 - $0
2/13 - $0
2/14 - $0
2/16 - $0
2/17 - $0
2/18 - $0
2/20 - $0
2/21 - $0
2/22 - $0
2/24 - $0
2/25 - $0
2/28 - $0
 

Budget is a generous $525 for a short month.

Automobile $50 / $6 left
Eating Out/Entertainment $25 / $1 over
Insurance $75 / $7 left
Giving $50 / $47 over
Groceries/Household Goods $200 / $44 over
Medical $25 left
Misc. $100 / $34 over
Running total of coupon savings $44.21
-------------------------------------------------------------------

2/1 Groceries $25; Misc. $30 (to do two state income tax returns online)
2/2 Entertainment $5 - bought a ticket to my niece's school talent show (she is singing in it).
2/3 Misc. $21 - postage, ink cartridge and paper for printer
2/4 Insurance $68
2/5 $0 :thumbsup2
2/6 $0 :thumbsup2
2/7 Misc. $26 - birthday present for bil and liquor for Super Bowl party
2/8 $0 :thumbsup2
2/9 $0 :thumbsup2
2/10 Groceries $8; Eating out $15
2/11 $0 :thumbsup2
2/12 Groceries $40; Giving $10 to March of Dimes (neighbor collecting for them)
2/13 Misc. $18
2/14 Giving $20 (church collection)
2/15 Groceries $29
2/16 Auto $23 for gas
2/17 Auto $17 for gas; Groceries $12; Misc. $6 for Easter basket stuff; Giving $40 for supplies for kids group
2/18 $0 :thumbsup2
2/19 Misc. $16 (printer ink); Giving $12 (stuff for food pantry basket for Lent project); Groceries $35 (after approx. $11 off from coupons and $21 off from sale prices)
2/20 Groceries $12
2/21 Giving $10 (church collection); Auto $4 (car wash)
2/22 $0 :thumbsup2
2/23 Eating out $3; Giving $5
2/24 $0 :thumbsup2
2/25 Eating out $3
2/26 Groceries $68
2/27 Groceries $14; Misc. $17 (gas for the grill)
2/28 $0 :thumbsup2

Even with a short month and generous budget, I only did 9 no spend days and came out over by $48. :sad1: I definitely need to just stay out of the grocery store and eat out of my pantry.
 
January totals:
12 no buy days
Eating Out $316
Groceries $565
Shopping $427
Misc./Entertainment $69
=$1377

Goals for Feb:
12 no buy days
Eating Out $250/$218
Groceries $450/$498
Shopping $200/$479 (have a $17 credit from LeapFrog coming)($100 ebay sells)
Misc./Entertainment/Haircut&color $160/$294
Goal $1050/$1508 Actual

2/1 $154, $105 Haircut/color, $16 cookbooks, $33 groceries
2/2 $13 pizza
2/3 $19, $23 dress, $13 lunch, ($17) return to LeapFrog awaiting credit
2/4 $154, $109 Trader Joes, $20 Fruits & Veggies, $25 dress off ebay
2/5 $14 Whole Foods
2/6 $119, $ 54 laundry soap & dryerballs, $65 Turbotax
2/7 $0, 1/12 I'm doing this early to keep me on track-I need at least one $0 for the week
2/8 $40, $11 lunch out, $13 dress, $16 CNY supplies
2/9 $0 2/12
2/10 $68, $44 Whole Foods, $24 Michael's CNY/Valentine's day supplies
2/11 $0 3/12
2/12 $34, $4 Starbucks, $30 Dinner Out
2/13 $13 invitations, $10 Gap shirt/tights, $5 drinks at CNY, $5 Donuts
2/14 $0 4/12
2/15 $0 5/12
2/16 $133, $15 lunch, $15 Target, $103 Whole Foods, $25 Gas
2/17 $69, $12 lunch, $57 Whole Foods
2/18 $0 6/12...actually have a shopping credit of $100 for items sold on Ebay:banana:
2/19 $58, $33 Trader Joes, $25 Dinner out-TGIF
2/20 $153, $75 Gymboree, $61 GenMarie, $17 Dinner...didn't do great today, but had a fun time shopping and getting ready for spring:)
2/21 $0 7/12
2/22 $79, $9 lunch, $70 groceries
2/23 $0 8/12
2/24 $160, $13 lunch, $107 American Girl-Bday gift, $40 dinner out
2/25, $85, $6 Starbucks, $36 Kelly's Kids-coat on sale, $6 Borders-gift, $12 Gymboree, $12 Dillards-2 pairs of fall shoes on super clearance, $12 Gap-shirt & sandles(used Gap Dollars)...got some great deals...even if I shouldn't have spent the $$$.
2/26 $19, $4 Starbucks, $15 lunch
2/27 $179, $45 gas, $134 Macys
2/28 $0 9/12

I'm way over budget at this point, but hadn't planned to start shopping for my daughter's bday until next month, but started early. Plus I had CNY, Bunco and tax software this month that I hadn't budgeted for...need to remember all the stuff that the upcoming month will bring![/QUOTE]
 
I really blew Feb, so am ready to start March...but we have a few big things coming up, so I need to budget for those:).

Erika
 
2/1 - $31.84 GoPicnic
2/2 - $0
2/3 - $0
2/4 - $29.85 GoPicnic
2/5 - $25.82 Portillo's
2/6 - $21.85 Whole Foods
2/6 - $6.17 Jewel
2/7 - $1.06 Aldi
2/7 - $13.09 Village Marketplace
2/8 - $0
2/9 - $0
2/10 - $0
2/11 - $12.30 Whole Foods
2/11 - $17.00 Out with Friends
2/11 - $1.35 CVS
2/12 - $0
2/13 - $17.00 Out with Friends
2/14 - $0
2/15 - $0
2/16 - $0
2/17 - $0
2/18 - $1.39 Staples
2/18 - $34.98 Whole Foods
2/19 - $0
2/20 - $8.55 Trader Joe's
2/21 - $0
2/22 - $0
2/23 - $0
2/24 - $15.17 Whole Foods
2/25 - $54.22 Whole Foods
2/26 - $1.65 McDonald's
2/26 - $12.97 Whole Foods
2/27 - $0

Total: $306.26/$260.00

Uh oh... I've totally gone over! But I've been rebuilding up my stockpile - frozen waffles, rice cakes, soy milk, dark chocolate... :rolleyes1

I'll just take it out of my March budget! I'll be out of town 1+ week in May and 2+ weeks in June so everything will even out eventually! :teacher:
 
2/26/10: $1.50 bus fare and $4.21 cafe au lait and a chocolate biscotti and $3.50 drinks out and $6.35 drinks for at home

2/27/10: $0 day :goodvibes

2/28/10: not as great as Saturday $3.91 Mc'Ds breakfast, $5.11 Dollar general food and stuff and $2.55 soda and newspaper
 
Feb 1st - $10.00 gas , $4.23 Michael's
Feb 2nd -$15.65 lunch, $20.00 Misc.
Feb 3rd - $10.00 gas
Feb 4th - $8.23 CVS, $43.85 Avon , $30.00 gas
Feb 5th - $35.00 lunch (don't ask LOL )
Feb 6th - $2.88 Target, around $9 on food.
Feb 7th - ZERO SPEND DAY!!!:banana:
Feb 8th - ZERO SPEND DAY!!!
:wizard:
Feb 9th - $7.84 dinner out
Feb 10th - ZERO SPEND DAY!!!:yay:
Feb 11th - $11.74 food (never leave home hungry unless you are going to a restaurant!) around 12 or 13 $ at CVS for dishwasher soap and paper goods.
Feb 12th - $36.00 gas, $43.43 Auto parts
Feb 13th - NO SPEND DAY!!:dance3:
Feb. 14th - around $30.00 at Petsmart
Feb 15th - $10.00 tolls
Feb 16th - $13 lunch (edited this line, the post office expense was actually a budgeted bill, so it really doesn't count. doesn't make it a "no spend day" but the only unexpected expense was lunch)
Feb. 17th - $8.50 Breakfast (for me & a co-worker) $27.89 pizza delivery
Feb 18th - $12.50 movie ticket
Feb. 19th - around 7$ for breakfast, $14.91 Sephora, $53.25 Nordstroms
Feb. 20th - $152.08 car stuff - oil change, "S" belt & such. (sounds like I know what I'm talking about doesn't it?? ) $25.93 groceries & paper products @ Target, $4.53 Starbucks (who ever had the idea for a Starbucks IN a Target is my best-est friend! ...and probably a millionaire.)
Feb. 21st - $1.70 CVS, $3.20 misc., $20.24 Sephora ( I gotta stay OUTA there!) $4.53 Starbucks
Feb 22nd - $17.17 lunch
Feb 23rd - NO SPEND DAY!!!:woohoo:
Feb 24th - NO SPEND DAY!!:cutie:
Feb 25th - NO SPEND DAY!!!!
:banana:
Feb 26th - $7.45 food after work
Feb. 27th - $17.42 at CVS, medicine & aspirin
Feb 28th - about $14.00 on food.

Yeesh! what happened to my last weekend in Feb?!? It was supposed to be a no spend weekend! :confused3 Still, not bad 7 out of my goal of 10. I'm pleased with those results :)
Oh well, heres to a new start in March!
 
Is there a March thread yet? I had to go out of town for a week mid February and while I still did well budget wise, I did not get on here much so I am looking forward to a fresh start.
 
Wow! I'm happy with myself. We did way better than previous months. Probably has something to do with property taxes and life insurance being due in mid March but still, means evertyhing can get paid without worry. Still have a few things that didn't get paid like the car/motorcycle registration but that's not technically due til the end of March so I'll add it to next month's budget.

groceries $700 $42.00left
gas $500 $313.77 left
cat food $95 $39.37 left
Mom's bday $50 $14.93 over DONE
boys hair cuts $40 $2.72 left DONE
quick tax program for income tax $50 $34.64 left DONE
valentines $50 2.43 over DONE
remaining things for DS2's new bedroom (need shelf and some books) $60 $7.96 left DONE
disney ressies $400 $220 left DONE
car registration $100
car emission test to get registration $80
motorcycle registration $70 (hate to pay this since its still in the garage from when DH crashed it back in Sept)
my spending $150 $168.47 over ... but $81.53 left if don’t count kids clothes budgeted for April (purchased: book/gymboree/hair conditioner/gap/ storage containers ... kids clothes were in upcoming Apr budget for $250 ...spent 255.90 this month instead )
DH spending $150 $3.55 left (purchased: contacts/ pic frames for his mom/liquor store/hockey game/skating on canal)

Total: $2495 $574.83 left

Feb 1 - $20 books for DS2's room; $10 book for me; $4.49 toilet paper; $60 DH contact lens
Feb 2 - $0
Feb 3 - $0
Feb 4 - groceries 67.76 (incl meds/pedialyte for DD)
Feb 5 - groceries 85.18; mom's bdaycards 16.95
Feb 6 - groceries 61.03
Feb 7 - groceries 13.50 (superbowl snacks); gas $60.35; gymboree 116.90
Feb 8 - flowers for mom’s bday 47.98; valentine stuff $50.17; rug for DS bedroom $6.78; pic frames for MIL $5.65;
Feb 9 - lunch lady for DS7 $18.00; groceries 20.05;
Feb 10 - hair cuts for boys 37.28; conditioner for me $20 ; coffee 13.99; val card for dh 2.26
Feb 11 - $0
Feb 12 - groceries 32.56
Feb 13 - groceries $95; gas $60; reservations for CRT at WDW $180 (I have four of these actually but since we’ll be cancelling three once the Wish foundation confirms our dates, I’ll only count it once ... and it turns out you don’t need to pay upfront for BBB)
Feb 14 - pizza for kids $19.20; sushi for us $10 (mom and dad gave us $50 for valentines so we used that towards the sushi)
Feb 15 - $0
Feb 16 - groceries $14.20; storage containers $33.47;
Feb 17 - shelf for DS’s room $20.32; tape $4.94;
Feb 18 - summer clothes for kids (planned to do this in April but huge sale at Gap) $139.00; cat food $40.95
Feb 19 - groceries $79.37; liquor store $35; quicktax $15.36
Feb 20 - skating on rideau canal: sleigh rental and fries $29
Feb 21 - DH and DS7 at hockey game: tix and snacks free; parking $5
Feb 22 - gas $65.88
Feb 23 - kitty litter $14.68; mitts for DS $16.80; milk $3.99
Feb 24 - playgroup for DD and DS $196 ... planned for next month
Feb 25 - $0
Feb 26 - groceries 46.11
Feb 27 - groceries 51.58; coffee 13.99; pizza free - tip $8.00
Feb 28 - beer for the hockey game $11.80
 
Groceries $300.00-$72.00 = $228.00 - $40.00 = $188.00 - $38.00 = $150.00 - $70.00 = $80.00 - $30.00 = $50.00 - $50.00 DONE
Gas for car: $150.00 - $40.00 = $110.00 - $38.00 = $72.00 - $38.00 = $34.00 - $23.0 = $12.00 - $12.00 = DONE

Misc. not accounted for: $428.00

Feb 1 - groceries $72.00, gas $40.00
Feb 2 - $1.00 for downtown parking
Feb 3 - $0.00
Feb 4 - $0.00
Feb 5 - $10.00 for a boutonierre
Feb 6 - $0.00
Feb 7 - $2.00 Sams Club, $10.00 wings for Superbowl, $38.00 gas
Feb 8 - $0.00
Feb 9 - $10.00 school stuff not accounted for
Feb 10 - $0.00
Feb 11 - $0.00
Feb 12 - $0.00
Feb 13 - $0.00
Feb 14 - $60.00 extra trip to the mall with the kids
Feb 15 - $30.00 eating out on weekend trip
Feb 16 - $6.00 Fastnachts for my bday cake
Feb 17 - $0.00
Feb 18 - $23.00 loaner car returned
Feb 19 - $9.00 Starbucks
Feb 20 - $0.00
Feb 21 - $70.00 groceries
Feb 22 - $0.00
Feb 23 - $30.00 Wegmans, $11.00 Borders
Feb 24 - $250.00 car repair
Feb 25 - $0.00
Feb 26 - $0.00
Feb 27 - $0.00
Feb 28 - $20.00 subway

I am really glad I finished the month. I tend to shy away when my numbers are off. I am going to try March, hopefully it will be better than this month. The bills won this month, but hopefully savings will get a comeback next month!:confused3
 
Well I'm 1 short of my no spend goal, which was a pretty pathetic goal to start with. Ughh. So close! I went over on my grocery budget but I had extras in the other categories. All totalled I ended up with a remaining 68.55 in the budget so thats not too shabby! Well heres to a new month, see you over on the March thread!

This is just the end of the month, I didn't count the 10 days I was on vacation.

February 23-28

Grocery 69.44 (left from $220)
-29.36 s&s 2/23
-32.38 walmart 2/25/10
-12.30 cvs 2/23
-41.00 2/28 S&S
= OVER BY 45.60


Entertainment 187.32 (left from $230)
-6.87 mc ds 2/23
-15.12 TGIF 2/28
-10.00 pocorn/soda show 2/28
-34.00 HTB 2/28
-1.00 redbox 2/28
-90.00 CM weekend 2/28
= 30.33

Misc spending 66.11 (left from $130)
-6.00 print pics @ CVS 2/23
-16.00 CM product
-9.54 pokeno 2/25
=34.57


Gifts .11 (left from $50)


Clothing 9.14 (left from $100)


Household upkeep $40 (left from $40)


Trying for 6 no spend days in Feb.
was at 2/6 when I left for vacation

added Feb 24th as a no spend
added Feb 26th as a no spend
added Feb 27th as a no spend
now at 5/6 no spend days for February:wizard:
 
Finally got some time to update my bills/charges etc.


Week 4: Budget $300 for groceries, gas and car maintenance

$52/$300
$0 days to date 10/10
:yay: (took a lot of work, but DONE!!)

Feb 22: $0
Feb 23: groceries $22 + gas $25
Feb 24: gas $28
Feb 25: $0
Feb 26: gas $30 + groceries $53
Feb 27: groceries $50
Feb 28: gas $37 + $3 Tim Hortons for DD after her concert. I had hoped for a $0, but that didn't work out.

Week 1: $9/$225
Week 2: $3/$300
Week 3: $181/$300
Week 4: $52/$300
 
Goals = Spend $600 (or less) and have at least ten $0 days. Also...to not eat out at all this month.

February 1st = $0
February 2nd = $20 (ordered a bunch of mailing labels because I'm almost out.)
February 3rd = $47 (groceries)
February 4th = $0
February 5th = $0
February 6th = $122 (Costco)
February 7th = $13 (Toys R Us gift), $29 (groceries)
February 8th = $38 (more groceries)
February 9th = $0
February 10th = $0
February 11th = $98 (Target/Walmart), $22 (movie tickets/soda)
February 12th = $0
February 13th = $34 (groceries)
February 14th = $11 (espresso beans)
February 15th = $0
February 16th = $6 (groceries - bread/milk)
February 17th = $0
February 18th = $0
February 19th = $35 (groceries)
February 20th = $19 (more groceries)
February 21st = $0
February 22nd = $0
February 23rd = $0
February 24th = $63 (groceries)
February 25th = $0
February 26th = $35 (gas for husband's car)
February 27th = $18 (fun money)
February 28th = $32 (gas for my car)

Total = $642 (only $42 over budget so not too terrible.)

$0 Days = 13 (three more than planned so that's good.)

Achieved goal of not eating out or eating fast food all month!

Heading to the March thread now!
 


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