There is a seller on ebay that has the Nikkor 18-70 as a factory referbish. Thats how I got mine. Ended up paying $230 with shipping. Regular retail is about $350-400.
Does that $399 price include the battery, charger, software and stuff that comes with the NIB camera. There are a lot of internet camera stores that sell the body only for a very inexpensive price, but it is the BODY ONLY. No batter, no charger, etc...