Laura - You have "all sorts of options" available. Hunting them down is part of the fun! If you scan the threads and postings, you will notice that many folks post their trips. For example - Mine as follows:
94,95,96,96 - OKW
97 - Vero
98,98,98 - HHI,HHI,OKW(Xmas)
99 - OKW & Bahama Cruise
00 - HHI, OKW & Eastern Cruise
02 - Western Cruise turned Eastern (Hurricane)
02 - OKW (Xmas)
03 - Tanque Verde (Concierge Collection)
04 - DL Grand
05 - Vegas (Cancun Resort - Passport Collection)
~~~ Future Confirmed Reservations!!! ~~~
05 - Wilderness Lodge & Western Cruise (Sep)
06 - Belize (Passport Collection) (Dec)
~~~Upcoming & Planned ~~~
07 - Serengeti?
As you can see my wife and I have been to a few locations ...
Go to the DVC site
www.dvcmember.com and "study" it. There is a wealth of information and explanations on how to use it. Also, when you think you know what you want, call DVC (800)-******** and talk to them about what you want to do ... I have always found them helpful ... Some more than others, of course, BUT if you have an idea what you want to do, they will spend the time and help you understand the options. After I have done all that, I usually wait 24-48 hours before I commit my points unless I was absolutely sure about my plans & dates ...
One last thought, I prefer the DVC resorts to the hotels ... More space and usually quieter, kitchen facilities, etc etc. My wife and I have gone to OKW and never gone to the Parks ...
Hope that helps...