Hi everyone! We just purchased 160 pts in BLT
and I am very excited to start my vacation planning.
I believe that I have a good understanding of the banking and borrowing of points but I do have a question. With the current incentives that disney is providing we will get 320 points this year so after we take our vacation I will be banking aprox 160 points to 2012 give or take Now say I want to do the disney cruise next year and I have 160 banked 2011 pts 160 2012 pts and I borrow 160 2013 pts for a total of 480pts.What if the cruise costs 500 pts and I have nowhere left to bank or borrow, will disney allow me to purchase the extra 20 pts from them or am I not able to do the cruise due to my lack of points?
Thanks for the help!!!!
and I am very excited to start my vacation planning. I believe that I have a good understanding of the banking and borrowing of points but I do have a question. With the current incentives that disney is providing we will get 320 points this year so after we take our vacation I will be banking aprox 160 points to 2012 give or take Now say I want to do the disney cruise next year and I have 160 banked 2011 pts 160 2012 pts and I borrow 160 2013 pts for a total of 480pts.What if the cruise costs 500 pts and I have nowhere left to bank or borrow, will disney allow me to purchase the extra 20 pts from them or am I not able to do the cruise due to my lack of points?
Thanks for the help!!!!

