Newbie question about using points

NiftyJ88

Mouseketeer
Joined
Nov 9, 2008
Messages
300
Sorry if this has been covered elsewhere. I am not a DVC member yet, but will be renting points for our trip next year and will likely buy in if that experience goes well. So I am in the researching stages.
I am leaning towards buying resale. We are a small family and live a distance from Disney. I anticipate our yearly usage to be about 100 points, and we would not use the 160 that DVC requires.
My question is this: If I buy 2 small contracts (50 points each) from two different resorts (AKV and VWL for example) I would own 100 points. Could I use the 100 points and book at the 11-month window for either resort, or would I have to wait until the 7-month mark? Also, I'm assuming I can combine those two contracts to use the 100 points at the same time. Please correct me if I'm wrong.
 
Sorry if this has been covered elsewhere. I am not a DVC member yet, but will be renting points for our trip next year and will likely buy in if that experience goes well. So I am in the researching stages.
I am leaning towards buying resale. We are a small family and live a distance from Disney. I anticipate our yearly usage to be about 100 points, and we would not use the 160 that DVC requires.
My question is this: If I buy 2 small contracts (50 points each) from two different resorts (AKV and VWL for example) I would own 100 points. Could I use the 100 points and book at the 11-month window for either resort, or would I have to wait until the 7-month mark? Also, I'm assuming I can combine those two contracts to use the 100 points at the same time. Please correct me if I'm wrong.

You can not combine to book either at the 11 month mark. You can only book at your Home resort at 11 months. So if you really wanted the WL but needed all your points, you could book a portion of your trip at 11 months using your WL points, but you'd have to wait for the 7 month mark to book the remainder of your stay at the WL with your AKV points.
You can of course book a portion of your stay at the WL and the AKV at the 11th month mark and then change what you need (if there is availablity) at 7 months.
 
Thanks...Small world, I lived in the Lehigh Valley and drive through Pottstown daily to get to work!
 
You could also bank all of one resort every other year, giving a full years points every other year at each resort.

To explain, you buy 50 WL and 50 AKV.

First year bank the 50 WL and borrow 50 AKV from the next year, giving you 100 AKV points for the current year to use, you can then book AKV at the 11 month mark. Next year use the 100 WL points you have accumulated (50 from prior year bank and 50 from current year) and book at the 11 month mark. The third year repeat the same as the first. Sounds confusing but its really not when you start planning it out.

It would give you two resorts at the 11 month window while not requiring 100 points each.
 

At 7 months out, you could use points from both contracts at any DVC resort. However, they would probably have two different master contract numbers, so you could only use points from a single contract for a single night.

In other words, if you need 8 points for a single night and have 4 in one contract and 4 in the other, you wouldn't be able to use those 8 points for that single night. If you had 12 points in one contract and 7 in another, you could get one single night out of those points if it required 8 points to stay a single night.
 
In other words, if you need 8 points for a single night and have 4 in one contract and 4 in the other, you wouldn't be able to use those 8 points for that single night. If you had 12 points in one contract and 7 in another, you could get one single night out of those points if it required 8 points to stay a single night.

or you could use up both contracts' annual transfer to transfer pts that could then be combined at the 7 month window to book a single night...

but it's a whole lot easier if you buy contracts with the same UY and have them combined under the same member number. (this is done automatically if you add-on directly with DVC for your second 50 pt contract).
 
I have been told if you have same month for use year then the two contracts can be combined. The deeds for both purchases need to be exactly the same.
 
The 50 points at each resort would give you access to 150 points at the 11 month booking window every third year using banking and borrowing.
 



















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