My current cell phone has a cracked screen, and some of the features don't work right. I didn't buy the insurance, and I have over a year left on my contract. I am wondering if I buy another phone, will they charge me an activation fee? I also have an unlimited data plan, that I was grandfathered into, and I am worried I will lose that. I currently have a palm pre, and got it specifically because it acts as a wi fi hotspot when we travel. The broken phone is driving me crazy, but I don't want to just throw money away because I am annoyed!