I have a Sep UY. So if I were to follow your advice, it would make sense for me to add-on (if I were to do it direct through Disney), right now.
I'm currently an owner at AKV, but we were thinking we might want to get something at one of the Epcot resorts. If, say, BCV was available for my UY, and I bought 50 points, it would sorta kinda be like I was getting developer points. Because I'd get 50 2006 points immediately, then 50 on 9/1 for 2007.