Been toying with the idea since our last trip to WDW in April 2009, But got serious this spring when we booked our first cruise on the DREAM, follwed up by a week at BLT, and decided to hit the HHI resort for a couple of days on the way home this coming April. So with becoming members, our UY is retro to this past Feb., so banking this years points and combining with the new points as of Feb.1 2011, the week at BLT and 2 days at HHI are covered and we still have some points left over.