New Disney Visa terms

[my3kids]

The brochure that came this week regarding changes to the accounts becuase of the merger....One thing I read I'm not sure I'm reading correctly. It sounds to me like they are doing away with the ridiculously punitive 2 cycle balance for figuring interest due, and are insteading going with the current balance. With the 2 cycle rule, if you have a balance in month 1, and you pay off the card in month 2, and have no activity in month 3, you will still get a bill for interest because of the 2 previous months averaged together had a balance. If I read this correctly, if you have a balance 1 month and pay the balance in full the second month you would be done with it with no further charges.