NEW Disney Gift Card Deals and More.

[mickey916]

I actually got $20 off $250. That's a little over 10% if I buy $275 worth of giftcards, not bad since I have three trips coming up.

 

[AngusIsMySpiritAnimal]

>>>> Just checked my BJ's Wholesale Club account this morning and I was able to clip a coupon for $10 off a $100 purchase. It is automatically applying to Disney Gift Cards as long as the purchase total for the GC's is over $100. Hope other people with a BJ's account get this coupon!>>>


Thanks, I got it!

 

[TheOneWithTheTriplets]

Weird Target Circle error: I ordered DGC via email to hit my bonus. Usually the bonus shows as completed as soon as the email gift cards deliver.

This time, the emails delivered but bonus still didn't pay out. When I look at my order history, the order still says, "Preparing" instead of "Sent". Anyone every have it where they received their online order but the system doesn't know that it was sent? I'm certainly going to let it go for today and check back tomorrow, since I have another day on the bonus and I need DGC for an upcoming cruise regardless...

 

[wdw_dine_junkie]

I actually got $20 off $250. That's a little over 10% if I buy $275 worth of giftcards, not bad since I have three trips coming up.

Chipotle gift cards are on sale, I am thinking to add the $25 one for $21.25 to my $100 and $150 DGC to maximize the coupon. If you like Chipotle..

 

[gr8ful]

Hi - rare poster here! I happened to see this, and although I have zero need for a CC (I don’t carry balances so have far more than I need) this BoA offer intrigued me - I have 3 quick wdw trips booked over the next 9 months and am a fan of applying DGC to resort stays beforehand, especially when AP/BB discounts are lackluster. Yadda yadda, I have one of these cards en route. There is also a 200 cash back reward if you spend 1k in 90 days - not a problem, since the first thing I’m doing is buying 2x500 dgc! I’m still not quite clear on how the % back will work, though. If I want to max cash back on dgc, I assume I choose “online shopping” for my customized cash back (6% for the first year, then 3%), and then if I’m buying dgc from sams, I get an extra 2% back because of the warehouse store thing? Many thanks!

Totally understand your mindset. I resisted new CCs for many years - freeze with credit bureaus, no need for new credit, etc. That changed for me when we purchased our first two DVC contracts in 2023 and a third in 2024. Learning via this forum about purchasing DGC at a discount and using them to pay annual dues, park tix, and park spending was eye-opening. Also learned I could boost discounts significantly with no effort using certain CCs so earlier this year I began reworking my CC mix.

Here is the BofA rewards calculation for a recent BJ’s online DGC purchase of $159.48:

Rewards Base (1%): $1.60
Category Bonus for online purchase (2%): $3.19
Relationship Bonus - Preferred Rewards (75% Bonus): $3.60

Total Cashback: $8.39 (~5.25%)

I believe that with the 6% promo your category bonus for the first year will be 5%.

 

[2vets]

Totally understand your mindset. I resisted new CCs for many years - freeze with credit bureaus, no need for new credit, etc. That changed for me when we purchased our first two DVC contracts in 2023 and a third in 2024. Learning via this forum about purchasing DGC at a discount and using them to pay annual dues, park tix, and park spending was eye-opening. Also learned I could boost discounts significantly with no effort using certain CCs so earlier this year I began reworking my CC mix.

Here is the BofA rewards calculation for a recent BJ’s online DGC purchase of $159.48:

Rewards Base (1%): $1.60
Category Bonus for online purchase (2%): $3.19
Relationship Bonus - Preferred Rewards (75% Bonus): $3.60

Total Cashback: $8.39 (~5.25%)

I believe that with the 6% promo your category bonus for the first year will be 5%.

I had to unfreeze my credit reports, I had totally forgotten ! I have a specific hysa for all my disney $, and it is directly linked to the current cashback card I use, so I never needed more. But same, I wandered over to this thread one day, and it just seemed so silly to be paying more than I had to. I am an AP who loves CL, and I’m flying out multiple times a year. They are getting pllllleeennnty of my $ already!! I will be buying my first dgc as soon as I get it, so I can report back on the actual cashback.

 

[Lsdolphin]

Just checked my BJ's Wholesale Club account this morning and I was able to clip a coupon for $10 off a $100 purchase. It is automatically applying to Disney Gift Cards as long as the purchase total for the GC's is over $100.

Hope other people with a BJ's account get this coupon!

I got $10 off $125 but now the discount BJs had on the DGC has ended

 

[gr8ful]

I had to unfreeze my credit reports, I had totally forgotten ! I have a specific hysa for all my disney $, and it is directly linked to the current cashback card I use, so I never needed more. But same, I wandered over to this thread one day, and it just seemed so silly to be paying more than I had to. I am an AP who loves CL, and I’m flying out multiple times a year. They are getting pllllleeennnty of my $ already!! I will be buying my first dgc as soon as I get it, so I can report back on the actual cashback.

Last year I purchased $5,250 in DGC at an 11.23% overall discount from face value. This year we are adding a second 7 day trip and will need to purchase $7,000+. So far this year I have purchased $3,600 at a 13.54% overall discount and the new CCs are helping drive that. My goal is ~$1,000 in DGC purchase discounts this year, not including the two $200 SUBs from BofA. Those discounts really add up.

 

[Tiggr88]

Where does everyone see the BJ's coupons? With the rest of the coupon page? There are so many small item coupons but I never see anything like get XX back with XX spend. Or do you get them separately? I think I occasionally get something in their flyer, but not usually as good as people see here. Thanks

 

[gr8ful]

Where does everyone see the BJ's coupons? With the rest of the coupon page? There are so many small item coupons but I never see anything like get XX back with XX spend. Or do you get them separately? I think I occasionally get something in their flyer, but not usually as good as people see here. Thanks

In the app or website under coupons. If you have one, it will usually be the first coupon listed but you can also sort by Exclusively For You to be sure. You may get a corresponding email but don’t rely on it. Also check the mailer for similar in-store only $ off coupons.

 

[FrancisK7]

Any Canadians around here who have strategies to share? Most of amazing deals I see here aren't accessible to us, I'm so jelly.

 

[TheDailyMoo]

Hi - rare poster here! I happened to see this, and although I have zero need for a CC (I don’t carry balances so have far more than I need) this BoA offer intrigued me - I have 3 quick wdw trips booked over the next 9 months and am a fan of applying DGC to resort stays beforehand, especially when AP/BB discounts are lackluster. Yadda yadda, I have one of these cards en route. There is also a 200 cash back reward if you spend 1k in 90 days - not a problem, since the first thing I’m doing is buying 2x500 dgc! I’m still not quite clear on how the % back will work, though. If I want to max cash back on dgc, I assume I choose “online shopping” for my customized cash back (6% for the first year, then 3%), and then if I’m buying dgc from sams, I get an extra 2% back because of the warehouse store thing? Many thanks!

If possible find any other place to purchase the DGC from besides BJs or Sam's as I'm 99% sure it defaults to the 2% Warehouse regardless of purchasing online. That's been my experience anyway. And the warehouse 2% and the online 6% both count towards the 2500 quarterly max so you want that 6% online to be the whole 2500 for each quarter if you can. Maybe do a small GC purchase on BJs.com to see if it counts as an online purchase but again I'm pretty sure it doesn't. The Platinum Honors boost along with the 6% promo is an excellent deal and if you REALLY wanted to go for extra savings you could take the money you would use to pay off the card and put it into an interest bearing instrument like a T-Bill and use the 0% interest free for 15 months to make money but that really takes a lot of coordination.

 

[2vets]

If possible find any other place to purchase the DGC from besides BJs or Sam's as I'm 99% sure it defaults to the 2% Warehouse regardless of purchasing online. That's been my experience anyway. And the warehouse 2% and the online 6% both count towards the 2500 quarterly max so you want that 6% online to be the whole 2500 for each quarter if you can. Maybe do a small GC purchase on BJs.com to see if it counts as an online purchase but again I'm pretty sure it doesn't. The Platinum Honors boost along with the 6% promo is an excellent deal and if you REALLY wanted to go for extra savings you could take the money you would use to pay off the card and put it into an interest bearing instrument like a T-Bill and use the 0% interest free for 15 months to make money but that really takes a lot of coordination.

I can’t do BJs, none local, they booted me. But I’ll start with Sams and see what’s what. No matter what, my WDW money for the next 2-3 trips is sitting in high yield rn earning 4%, so I’m ahead - it’s tough to tell what’s what with the %ges on the card the way they have it described, but I can always swap in a month to travel as my selected category and am still ahead on any balances when I’m there, which was my thinking to start. It still beats my current card, at least for a year. I’ll report back!

 

[gr8ful]

If possible find any other place to purchase the DGC from besides BJs or Sam's as I'm 99% sure it defaults to the 2% Warehouse regardless of purchasing online. That's been my experience anyway. And the warehouse 2% and the online 6% both count towards the 2500 quarterly max so you want that 6% online to be the whole 2500 for each quarter if you can. Maybe do a small GC purchase on BJs.com to see if it counts as an online purchase but again I'm pretty sure it doesn't. The Platinum Honors boost along with the 6% promo is an excellent deal and if you REALLY wanted to go for extra savings you could take the money you would use to pay off the card and put it into an interest bearing instrument like a T-Bill and use the 0% interest free for 15 months to make money but that really takes a lot of coordination.

My experience has been the opposite. The sample transaction from BJ’s I shared earlier shows a 2% Category Bonus in addition to the 1% Rewards Base, so it’s definitely posting
as a 3% category for me.

I will check a Sam’s online DGC transaction and report back.

 

[gr8ful]

If possible find any other place to purchase the DGC from besides BJs or Sam's as I'm 99% sure it defaults to the 2% Warehouse regardless of purchasing online. That's been my experience anyway. And the warehouse 2% and the online 6% both count towards the 2500 quarterly max so you want that 6% online to be the whole 2500 for each quarter if you can. Maybe do a small GC purchase on BJs.com to see if it counts as an online purchase but again I'm pretty sure it doesn't. The Platinum Honors boost along with the 6% promo is an excellent deal and if you REALLY wanted to go for extra savings you could take the money you would use to pay off the card and put it into an interest bearing instrument like a T-Bill and use the 0% interest free for 15 months to make money but that really takes a lot of coordination.

The Platinum Honors boost was the tipping point for me in my decision to apply. This was even before the current 6% promotion. Sorry I missed out on that but happy with my steady 5.25% cashback on the 3% categories.

 

[Luna81]

Targets 10% off their store gift cards is today. Of course I don’t have a card with 5% target category this time. Wondering if my 2% Apple Pay is probably the best. Hmmm.

And no. Can’t use on Disney. But we grocery shop at target. So spend that each month anyway hah.

 

[2vets]

The Platinum Honors boost was the tipping point for me in my decision to apply. This was even before the current 6% promotion. Sorry I missed out on that but happy with my steady 5.25% cashback on the 3% categories.

I figure between the $200 and 6%, it was worth the temporary credit score hit to give it a shot! Worst case scenario, I’ll still get the $200 plus a 2% bonus to cards I am already planning to buy. But it sounds like it should add the 3% with your experience. Anyways, I’ll report back!

 

[kristenrice]

Targets 10% off their store gift cards is today. Of course I don’t have a card with 5% target category this time. Wondering if my 2% Apple Pay is probably the best. Hmmm.

And no. Can’t use on Disney. But we grocery shop at target. So spend that each month anyway hah.

Hold up...

Can I use my Apple Card to get 2% cash back on a Target gift card that I get a 10% discount on using my Target Circle rewards???

Hmmmm......I've never thought of that! I thought I had to use my RedCard!

 

[gottalovepluto]

Hold up...

Can I use my Apple Card to get 2% cash back on a Target gift card that I get a 10% discount on using my Target Circle rewards???

Hmmmm......I've never thought of that! I thought I had to use my RedCard!

I just bought mine with my Apple Pay Altitude Reserve. 10% discount is auto applied.

 

[Cfabar1]

Do the Target 10% off gift cards stack with the 5% off on Target Red Card?