I know you didn't ask about this, but can you cut money out of your vacation budget by reducing the number of days of your trip or staying somewhere more modest. We are for example going to Key West this month and flights were pretty high and lodging too. It may not be what others would do, but to still get to go and stay in budget, we are making it a short trip, still taking a full week off work, but flying out on a Monday and flying back on a Friday, just staying four nights / three days. Also, we are still opting for a very well located place with pool, hot tub, double queen bed, mini frig, and microwave, but have opted for a well reviewed, but fairly modestly priced property by Key West standards in the winter.
I have found that trips like that are very relaxing with the weekends at home and feel like a full week vacation. Cutting the days, though, in our case helps with the vacation budget tremendously.
I'd rather cut back on vacation than on my normal life and budget.