I have never rented a car before and feel totally overwhelmed. I've checked with my Visa cc and also my car insurance company. The Visa supposedly covers collison and my insurance covers collision and comprehensive. So I would not need to purchase any insurance through the rental company. Right? Also what are the best deals for Sept 1st-8th and then Oct 27th-Nov 4th? It's just the two of us, so I was thinking a midsize car would be fine.