Hi all! We refinanced our mortage (YAY SAVING MONEY), and just recently got an Escrow (am I spelling that right?) refund check. I'm not sure what exactly to do with it... 1- Put it towards our new mortgage payments 2- Pay off 1 of 3 college loans fully, and partially another one 3- Pay off 1 of 3 college loans fully, and put the other half towards the mortgage payment 4- Just deposit it in our account and use it like we would any other check- towards grocery, necessities, etc. I've never refinanced before, and am not quite sure if I'm going to have to pay this amount for our new account or what. HELP!!!