If you are booking an AP rate, that's why the 45 days. If you are booking at rack it is a one night deposit & balance due at time of check in.[/QUOTE]
I didn't book at an AP rate. I always book room-only because we have a special discount code that does not apply to packages or tickets or anything.
However, that does help answer my question a bit better. I see a lot of people on the boards that say they book a room-only PIN code and don't have to pay until arrival. So, I guess I will ask at when I check-in to see why my code is 45 days out but a PIN isn't...ahhhh, the dilema that I am in.
(That last comment was sarcasm- I am lucky that I get to go to Disney with a discount so I am very thankful indeed and I should never make jokes like that.)