My Credit Score is Higher Than My Husband's!

[Luv Bunnies]

We're applying for a mortgage re-fi and Wells Fargo sent us our credit reports today. My DH was a little ticked that mine is 8 points higher than his! It's probably because most things are in his name and a late payment here and there would count against him and not me. They're both still over 800 so it's not like his score is bad. I just thought it was hilarious that mine is higher!

 

[eliza61]

We're applying for a mortgage re-fi and Wells Fargo sent us our credit reports today. My DH was a little ticked that mine is 8 points higher than his! It's probably because most things are in his name and a late payment here and there would count against him and not me. They're both still over 800 so it's not like his score is bad. I just thought it was hilarious that mine is higher!

They can be soooo sensitive. Just pat his hand lovingly and giggle on the inside.
My husband tried to fix the computer last month and got a bit huffy when I came home and fixed it with 30 mins.

 

[dicar123]

I had to co-sign with my husband for a car loan a number of years ago. DH said to the car guy, "You know she doesn't have a job, right?" They didn't really care.

My parents had taken out a couple of small student loans in my name and paid them in full when I graduated. That helped me start off with a really good score. It's been handy, as dh had no credit at all when we married (hence the difficulty with a car loan).

 

[Robinrs]

Is it a given that a husband's score be higher?

 

[merrily]

Mine's higher too.

 

[Liberty Belle]

Last time I checked, mine was higher than my husband's, too. I was surprised and a bit "na-na-na-na-na" about it.

 

[manning]

Last time I checked, mine was higher than my husband's, too. I was surprised and a bit "na-na-na-na-na" about it.

Well, I'm taking my marbles and going home. So there!!!

 

[heartsy77]

Mine is too!

 

[GJM]

Mine has always been higher then my DH - when we were getting our home loan a couple of years ago, the mortgage person told my DH I could get the loan all on my own.

 

[NikkiLovesWDW!]

Mine has always been higher then my DH - when we were getting our home loan a couple of years ago, the mortgage person told my DH I could get the loan all on my own.

I could probably get a BETTER loan on my own than both of us combined! My score is way higher than my husband's. I actually just used wedding money to pay off his credit cards and ordered him an extra Disney Visa under my account. We are so opposite the typical husband and wife dynamic when it comes to the saver/spender.