
I've worked in funeral service and have had the recent experience of helping organize 3 funerals. Those prices are INSANE; it's hard to even believe (but I do completely believe you). Here, there's a lot of competition for the business and without the expense of a burial space, a formal service, modest casket and interment would cost about 1/3 of that. The headstone would be purchased separately and not from the funeral home.
Honestly for a metro area there really are not a lot of funeral homes. The funeral home was the same cemetery we used for Dad (1976) but now a funeral home is attached to the cemetery.
I've got brochure here ~
Minimum for director and staff $2500
Embalming $850
Other Prep of Body (menu list) $1300
Facility Fee varies by usage $625-825
Transport Remains $500
Extra fees for hearse, flower vehicle etc
Menu of cremation offerings $2330-2600
Extra if a bigger person
Celebration of Life Service $3200-6400
Immediate Burial without anything $3000-4000
Misc Fees run from $35 for Pallbearer Gloves to $11,500 for Cremation Casket
Caskets $995 (haha a cardboard box) to $20,000 (hers was metal about $6000)
Note most the ones of display to see started at $5,000.
Vault $1500-$20,000. I picked the $1500.
Headstone was $3000 (single, Dad has one already)
Even my inlaws who are at the National Cemetery - so no plot or headstone AND used a rural funeral home were about $8000 each all in. Funerals were at their church and the cemetery so no cost there.
AND while much of the planning day was a blur I believe they said plots there start at $4000 along the street.