
I don't know if you are serious but I used to work for a finance company and we deferred payments all the time. In most cases you could do a double deferment which means you wouldn't have to pay for two months. We did it with mortgages, car payments, credit cards and loans. They just add it to the term of the loan so you would have one more payment at the end.
I wasn't serious kinda ...I mean it woud be nice if I had a money tree in my backyard. Seriously..then I could just pick my payment off the tree. Ahhh how nice would that be....