Nice to see the same old arguments are still made on this topic

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Yes, public offerings, contracts, etc., etc. are the legal documents, and they comment on occupancy.....but while we leave the lawyers to sort out exactly what that means, here is what DVC MS reps will take a reservation for:
Studio at BWV with a "Studio Plus" request - 5 people. (the request is noted, not guaranteed, and you get 5 in your studio whether you get the daybed or not)
Studio at any other DVC location - 4 people, plus an infant under 3
1 BR at any location - 5 people.
In any Studio or 1 BR you will only be provided bedding and towels for 4 people. An important thing to note is that in order to be issued a room key (used for EMH admission), use the
DDP, or use Magical Express you must be listed on the reservation. Will Disney do bed checks to see if you have more than the number of people on your reservation in the room? No, but you won't be able to take advantage of these items.