They are holding on to your money only inside the last 60 days. I know that may be an issue for some, but most folks are in that last stretch for the 125% FCC. At that point, it's just a matter of who blinks first.That is what I think disrespectful of their guest time and Money! It is ridiculous that they would not be in constrain contact when they are holding our money. I guess they consider it their money now. After this next cruise that I have rebooked with them expecting the 125% I am thinking we may start exploring other options in cruising. Oh by the way when we rebooked with the increase for the same month and cruise in 2022 the room rate went up $500 making that 125% refund shrink to a 108% return.