Sorry I didn't get back to you sooner. We lost power this morning, and just now got it back.
I use a program called Print Artist Gold V.21 to make my collages. It is an amazing program that let's you do so many things (it's not strong on editing, but it can do almost anything when it comes to presentations.).
So between my Photo Explosion for editing, and Print Artist for everything else, I'm usually good to go.
So far I've probably made about 250 collages from our Disney trip. It's a lot of fun, and adds a different dimension to your pictures. I would highly recommend this program to anybody who asks.