Depending on how much time you have left on the card, you might save the $25 and just get a temporary replacement. Last year, I lost my card at Planet Hollywood, on the last night of the trip. My next trip was planned for a month before my card was to expire and they gave me a temporary which was good until the expiration date. If I remember correctly, they will issue you a temporary card, only one time, good for 30 or 45 days max.
It worked out for me as that was all the time I had left before it expired anyway, and I saved $25. The trick is to ask for it just before your trip, they had it waiting for me at Guest Relations at Epcot. If the timing fits, then you can save yourself some $$.