Congrats on making the choice to explore the purchase of DVC. It has been a wonderful opportunity for us and hope it is the same for you as well. If you have not yet done so, I would recommend looking at Fidelity resale. I find if price is the driving factor, the sales price on Fidelity is substantially lower than the other resale sites. Some people would say the service is not as responsive, but that was not our experience. We purchased a contract with lots of banked points that were set to expire once our contract was loaded. Once the points were loaded, I talked to someone from member services and they were able to place the banked points into the current use year giving us an additional year to use them. This may have been an exception that was just made for us, but is worth a try. The member services folks have always been extremely reasonable when we have talked to them. Good luck with your purchase!