Late Summer/Early Fall Incentives

[MagicDVC]

Oh, that could be. I thought it was $750 off in addition to the $35 off per point. I don't know why they can't just word it better.

With these incentives, I've got VDH down to $207 pp and with MB, down to $187. (If MB is still $20 pp)

 

[ClaraOswald]

Okay, I see how that it says in the chart "Includes Welcome Home Week savings" or whatever. So it is $35 off per point for VDH. And not $35 off per point AND $750 off. Booo.

So for 150 point contract, it's a savings of $5250. And then if you did Magical Beginnings, another $3000 off. And then $500 off with D23 Discount. So a total savings of $8750.

Full price 150 points = $36,750
After all discounts = $28,000
Which comes out to $186.67 per point.

Is that correct?

 

[MagicDVC]

Okay, I see how that it says in the chart "Includes Welcome Home Week savings" or whatever. So it is $35 off per point for VDH. And not $35 off per point AND $750 off. Booo.

So for 150 point contract, it's a savings of $5250. And then if you did Magical Beginnings, another $3000 off. And then $500 off with D23 Discount. So a total savings of $8750.

Full price 150 points = $36,750
After all discounts = $28,000
Which comes out to $186.67 per point.

Is that correct?

That's what I got as well.

 

[disneylandtour]

Okay, I see how that it says in the chart "Includes Welcome Home Week savings" or whatever. So it is $35 off per point for VDH. And not $35 off per point AND $750 off. Booo.

So for 150 point contract, it's a savings of $5250. And then if you did Magical Beginnings, another $3000 off. And then $500 off with D23 Discount. So a total savings of $8750.

Full price 150 points = $36,750
After all discounts = $28,000
Which comes out to $186.67 per point.

Is that correct?

I think that is everything. It certainly wouldn't hurt to ask your guide if there might be any other lingering discounts...for Disney+, for taking a tour, for AP, etc., etc. No harm in asking. But as far as I can tell, that's it.

 

[SugarSweetLee]

I believe the current round of incentives last until September 29th. And yes, 4 days before your UY ends to do MB.

Oops, my eyes weren't working and saw that 9 as a 0 in the small print. That would indeed break the deadline.

 

[ClaraOswald]

I think that is everything. It certainly wouldn't hurt to ask your guide if there might be any other lingering discounts...for Disney+, for taking a tour, for AP, etc., etc. No harm in asking. But as far as I can tell, that's it.

Thanks. We aren't looking to buy anything right now. Just taking notes for future reference.

 

[disneylandtour]

So here's how I'm looking at it at the moment. I welcome thoughts, corrections, opportunities I missed etc.

Up front best deal - Cabins at $25,000 after MB and other discounts, but $11.87MF (or $149/MO for 150 points). If this gets absorbed into LSL and MFs go down to around $9, this would be a fabulous deal. If it doesn't get absorbed into LSL, there's some crazy high fees (as cabins aren't cheap to maintain) and a contract that's likely not to hold its resale value. So there's a gamble there. Also the issues with the trust. Hidden bonus: these are the lowest point DVC offerings with a kitchen by a lot. Hidden problem: there's only one room type which limits options at 11-month booking window.

Financially, RIV would be in the middle--more expensive than the Cabins up front, but with lower MFs, also with a sharp decline in value in terms of resale due to restrictions. There are multiple 150-ish resale RIVs right now for around $115 a point--which personally I expect to see drop a little more in the coming year. So I'm not breaking that one down. I think it's a great option if you absolutely love RIV. But, from different perspectives, Cabins or Poly are better deals.

Best sure long term deal - Poly at $29,500 after MB and other discounts, but with MF at $7.92 (or $99/MO for 150 points). No issues with restrictions. No issues with the trust. It's $4,500 more expensive than the Cabins right now. The MF delta is about $600/year. Assuming the MF price difference between Poly and Cabins remains the same, the savings in MFs would put you financially ahead in 7.5 years overall. If Cabins become part of the LSL trust, then it may take many years before this purchase is overall lower than Cabins. And for those who are young, Poly expires 2066 versus Cabins at 2075 (nine years less). Again, if you're 30 maybe something to consider; but if you're 50 probably not so much. Hidden bonus: Poly, without resale restrictions, is far more likely to keep reasonable resale value versus Cabins. Lowest 150-ish resale Poly contract is presently $160. Poly typically is one of the most expensive resale contracts. Hidden problem: With a mostly positive (but not enthusiastic) member reception of the Tower, it may be more difficult to book longhouse studios in future years.

 

[airjay75]

So here's how I'm looking at it at the moment. I welcome thoughts, corrections, opportunities I missed etc.

Up front best deal - Cabins at $25,000 after MB and other discounts, but $11.87MF (or $149/MO for 150 points). If this gets absorbed into LSL and MFs go down to around $9, this would be a fabulous deal. If it doesn't get absorbed into LSL, there's some crazy high fees (as cabins aren't cheap to maintain) and a contract that's likely not to hold its resale value. So there's a gamble there. Also the issues with the trust. Hidden bonus: these are the lowest point DVC offerings with a kitchen by a lot. Hidden problem: there's only one room type which limits options at 11-month booking window.

Financially, RIV would be in the middle--more expensive than the Cabins up front, but with lower MFs, also with a sharp decline in value in terms of resale due to restrictions. There are multiple 150-ish resale RIVs right now for around $115 a point--which personally I expect to see drop a little more in the coming year. So I'm not breaking that one down. I think it's a great option if you absolutely love RIV. But, from different perspectives, Cabins or Poly are better deals.

Best sure long term deal - Poly at $29,500 after MB and other discounts, but with MF at $7.92 (or $99/MO for 150 points). No issues with restrictions. No issues with the trust. It's $4,500 more expensive than the Cabins right now. The MF delta is about $600/year. Assuming the MF price difference between Poly and Cabins remains the same, the savings in MFs would put you financially ahead in 7.5 years overall. If Cabins become part of the LSL trust, then it may take many years before this purchase is overall lower than Cabins. And for those who are young, Poly expires 2066 versus Cabins at 2075 (nine years less). Again, if you're 30 maybe something to consider; but if you're 50 probably not so much. Hidden bonus: Poly, without resale restrictions, is far more likely to keep reasonable resale value versus Cabins. Lowest 150-ish resale Poly contract is presently $160. Poly typically is one of the most expensive resale contracts. Hidden problem: With a mostly positive (but not enthusiastic) member reception of the Tower, it may be more difficult to book longhouse studios in future years.

I think that’s a very fair take and all very good points, but I’d add a few things.

If CFW are not combined with LSL, and you are not a CFW lover, that will be a costly mistake IMO. With dues nearing $12 combined with Disney continuing to book them on the cash side at fairly low rates, you’re probably pretty close to having dues that equal or exceed what you can get renting the points out. I would not want to own that - it's the same sort of math as VB resale. I am increasingly of the view they they're going to have to combine CFW with LSL, but it's a gamble.

On RIV vs. Poly, if you’re planning to keep for the long-term, say post-2042, the resale restrictions are not going to be as much of a differentiator on the resale market as it is today. Yes, Poly will almost certainly hold its value better than RIV, but predicting things that far into the future is tough. I wouldn’t let that be my primary decision-making factor.

On RIV vs. Poly dues, before the tower addition, Poly generally had higher annual percentage increases in annual dues than RIV and was probably on track to pass RIV's dues. The tower addition lowered dues pretty significantly and will probably put it on similar footing to RIV's average annual increases, but it's hard to predict this with certainty. For me, I wouldn't let the dues difference drive my decision making on Poly vs. RIV. Just not enough of a difference and no guarantee that Poly will stay lower than RIV over time.

So, what would be my conclusion? It gets said many times on this board, but buy where you want to stay. If you love RIV, buy RIV. If you love Poly, buy Poly. If you love CFW, buy CFW. If you don't love any of them, and you just want to buy direct for blue card benefits, well, I'm honestly not sure the blue card benefits are worth it if you don't actually really like the resort you're buying. But, I'd probably pick Poly in that situation.