Just took a survey on Disney Visa - Annual Fee

[runwad]

Well looks like it's going to be coming down the pike. Chase just sent me a survey to complete (paid $10 ya hoo) about how likely I'd be to apply for a card with an annual fee. They had a bunch of differnent ones for me to look at ranging in fee's from $29-$125/yr. For me I wouldn't be interested in having this card with an annual fee attached. I figure if they're surveying about it, they must going to start doing it soon, since we've all been reading credit cards are going to start going that way anyway. Here's the description of one of the cards:

The Deluxe Disney Visa Signature Credit Card from Chase helps you experience the very best Disney has to offer with ways to earn more rewards than ever and access to Disney perks – just for being a cardmember.
The Deluxe Disney Visa Signature Card highlights:

Get more Disney for your dollar!

Earn 1% in Disney Dream Reward Dollars on your everyday card purchases. So, for every $100 in qualified purchases on the card, you earn 1 Disney Dream Reward Dollar
Earn 2% back at Disney locations
Get a bonus 40 Disney Dream Reward Dollars for every 250 reward dollars you earn (that’s an extra $40 to redeem for Disney goods and offerings)
Ready, set, REDEEM!
1 Disney Dream Reward Dollar is worth $1 when redeeming for most everything Disney – from Theme Park tickets and hotel stays to Disney DVDs and toys – with no black-out dates
Be treated like a big cheese – just for being a cardmember!
At Disneyland and Walt Disney World Resorts, enjoy a personal photo opportunity -- just for Cardmembers – with some of your favorite Disney Characters and receive a complimentary 5” x 7” keepsake photo
Save 10% every time you spend $50 or more on qualified purchases at Disneyland, Walt Disney World, Disney Stores, and Disneystore.com
Each year – just for being a cardmember – get two tickets to see a Disney movie of your choice in a theatre near you
Enjoy complimentary Visa Signature Concierge service to help you find tickets to sports and entertainment events (including the Olympics, Super Bowl and Tony Awards), book your travel, make restaurant reservations, and even help you send the perfect gift.
All backed by the Power of Chase!
Chase Blueprint – a unique set of features that let you manage your finances – on your terms. Pay some charges in full and others over time – it's your choice. Design your plan and see progress on every statement.

Offered with a Competitive APR and a $49 annual fee

 

[disneychrista]

Annual fee = no more for me....

 

[secretpantssam]

I really hope they don't start charging an annual fee. I would have to cancel my card, and that's the only one I use.

 

[cjnix29]

Same here...would be canceling as soon as I got the notice. Guess I will use my other card to earn points to pay my timeshare maintenance fees.

 

[Shleedogg]

Annual fee = no more for me....

ditto. Although the only reason I signed up for it was because of the $100 DVC gc.

 

[alexandmaddie]

There is no way I would pay an annual fee for the Chase Visa card.

 

[huskies90]

I did the same survey. I replied I loved all the great perks but NO to ANYTHING involving a fee. Why would I pay a $125 year fee just to get a free park ticket? (that was just one of the many examples)...

 

[Piecey]

It says "Deluxe"

It might be a new card they're thinking about putting out, and not touching the old one.

 

[newsliner1]

i just got an offer from them for a $200 disney giftcard for applying for a disney visa with no annual fee. you get the card after your first purchase. they better not charge me a fee.

 

[DawnM]

I will cancel. We have a couple of cc with Chase. We only use one of them, but I will cancel all of them!

Dawn

 

[NeverlandClub23]

Annual fee = no more for me....

I completely agree. Sooooo I would have to spend $4,900 a year just to break even? Who WOULD keep the card?! There's a lot better rewards cards that don't offer annual fees (although they may all in the future).

I'm thinking one of my Citi cards is toying with the idea of charging an annual fee. I've had the card for years but just noticed on my last month's statement a new line added, where they show the finance charges and/or purchases, that says "Annual fee" and then $0.00. I wonder if they're getting their computer systems ready before they send out the letters.

 

[Mary2e]

I wouldn't get too excited about this. I often get these types of surveys from either hotel loyalty programs or other credit cards.

They're just testing the water to see what is most palatable for the card services being offered.

I'll bet in some cases you had an option to choose a different, non-disney card, or a fee free card.

Still, the Disney card is considered one of the worst reward cards out there. I have one, but only use it if they are offering me more than .01 per dollar. If they start charging a fee, it will get cancelled.

 

[perdidobay]

I did the same survey (or one like it with about 5 different options/fees)
3 months ago. Looks like they are still testing.

 

[stampinshauna]

I hope they don't start an annual fee. From the looks of the list from the OP, it doesn't have that much more value than the current card.

 

[ObsessedwithMickey]

I can't imagine Chase will actually start charging a fee on the card. If anything, they might stop offering their 5X promotions. Honestly, that would impact me more than an annual fee. I've been fortunate enough this year to have received 9 straight months of the promotion and have accumulated more than $500 reward dollars and still rising. I understand things are changing with credit card companies, but I'm fearful it will not be in the consumers' best interest--never is.

 

[Purseval]

Annual fee = goodbye Disney Visa card

 

[phred52]

annual fee?? I'd be out the door soooo fast!!

 

[JLitfin]

I already decided after the 5X promotion is over, I'm going to start using my DH's card where we get airline miles. A better deal than Disney's Visa actually. If they start charging an annual fee than I'll make sure I spend all my reward dollars and than cancel the card.

 

[Ava]

It says "Deluxe"

It might be a new card they're thinking about putting out, and not touching the old one.

That was my thought. It sounds like this is a new "Deluxe" Disney card they are thinking of offering for a fee. There are perks listed that I don't get with the no-fee Disney Visa I have now.

The only way I'd pay a fee for a credit card is if the rewards I earn end up being worth more than the fee.

 

[CherylA]

I completely agree. Sooooo I would have to spend $4,900 a year just to break even? Who WOULD keep the card?! There's a lot better rewards cards that don't offer annual fees (although they may all in the future).

I'm thinking one of my Citi cards is toying with the idea of charging an annual fee. I've had the card for years but just noticed on my last month's statement a new line added, where they show the finance charges and/or purchases, that says "Annual fee" and then $0.00. I wonder if they're getting their computer systems ready before they send out the letters.

I would keep the card, mostly because of this:


Get a bonus 40 Disney Dream Reward Dollars for every 250 reward dollars you earn (that’s an extra $40 to redeem for Disney goods and offerings)
Ready, set, REDEEM!

I earn atleast 500 reward dollars a year now so then I would get 2 $40 bonuses so as long as the fee wasn't more than $80/year I would break even. I don't think I'd pay more than a $50/ yr fee though. It would start to loose value for me. I LOVE my Disney card. I hope I don't have to give it up!