I was very happy to stay in a All Sport Room, because hubby had a relationship with McDonald's and could get a discount (like 10%), and back then, there wasn't a charge for the little fridge (or was like $5 later. Now it's $15/day, by the time you add taxes etc on.)
We could get a All Sports Room for around $65, even at XMAS, if we started around Dec. 20th.... Now it's been lately up to around $100.
During this time, my FIL belonged to DVC, and would bring us along for free and put us in the upstairs bedroom at OKW GV. It was lovely, but we didn't see that we needed to be locked in or wanted the extra cost.
The difference came when I started taking my daughter, then 3, who would spill everything (laundry every day), get hungry at odd times (love the stove and fridge), and I became more spoiled (wanted that jucuzzi tub). At this point, I had become addicted to using Concierge style rooms. For us, now DVC is cheaper.
But if your happy with the All Sports, etc. then I do NOT think it makes economic sense to buy DVC. But if you want more "luxury", and want to stay in the room more, then I would consider buying.
At any rate, I bought, thinking if it was a mistake, I could always sell it ($500 closing costs on the resale purchase, and about $1,000 to sell it). I've lost a lot more than this on the stock market, so decided to give it a try. Now I've added on 3 more times
FYI - I believe the food costs have gone up significantly at the value resorts, making them not the value that they appear to be. Consider the money you would save eating breakfast and dinner in the room, and see if this helps anyway.
To summarize, DVC is not a way to save money. You will spend more than ever, because you tend to come more.... But I believe the quality of the vacations become nicer, and there is less stress.
Hope this helps,
If you would like to call me to discuss, please do
Goldi
630.973-0828 Cell Phone