Bought into Bay Lake years ago. The incentive was that owners could go to the top floor to watch the fireworks. We booked for this July 4th holiday 11 months out. When we arrived today, we discovered that tickets had to be purchased for $45 per person ahead of time to be allowed in the top floor viewing area. They were sold out. When we complained, we were told that the change was made 6 months ago and we should have checked the DVC site because everything is subject to change. No emails were sent to owners nor letters mailed explaining the change. Disney did not accept responsibility for making this change after so many had booked at the 11th month point. If I would have known about the change, I would have saved my points and booked at a more economical time of year at Disney. This is a bait and switch situation. I live in Florida so I didn’t have the plane fare costs. Other guests I spoke with are livid! I will contact the Better Business Bureau and the Florida Attorney General.