You are talking about being able to get a reservation two to three months out at best. In the past for that time of year, openings that close to an arrival date have usually been difficult to find although SSR may have some and possibly even a few others such as OKW or Kidani, but even those openings that have existed have usually been limited -- e.g., two or three consecutive nights in the same room but not more may be open, and studios tend to be less available than other rooms, even at SSR. The two modern exceptions to that lack of availability at two months out are the Poly Bungalows and CCV cabins, 2BR rooms with prohibitive per night point costs.
There is some minimal hope possibly added by the pandemic. The closer we are now getting to dates, such as now October to December, the more we are seeing some things open up that in the past would never have been open at two to three months out. It is a result of many cancelling existing reservations for covid reasons -- they do not want to risk the possible exposure, they may not want to do WDW with existing covid rules (e.g., no marathon in Jan 2021), they are facing new financial difficulties that prevent the trip, or they cannot go because of travel or quarantine restrictions applicable to their countries or states. If those issues continue, you could possibly have a better chance to book something than in the past for Jan or Feb.
In any event, whether you might be able to get a reservation In Jan or Feb should likely not be a consideration in deciding to make the purchase, You should instead assume it will not be possible to reserve something in determining whether to buy now, or what to offer for the applicable contract if you decide to buy.