I've regressed! Can someone answer this banking/borrowing question please?

[jennybobenny]

LOL! I swear I used to know this but suddenly I'm not so sure....

Here's a hypothetical scenario:

I own 200 points with a Dec. use year. I've banked this years so come Dec I'll have 400 pts.

If I make a reservation for early next year I would verify that MS uses my banked points first. However, let's say I make a last minute reservation this Fall. I'd need to borrow. But can I make the reservation using the points I banked? I'm thinking the answer is no, that once points are banked they stay banked. I can, however, borrow next years points. The kicker being that those points I banked will still expire at the end of next year, right?

 

[MaryAnnDVC]

Right.

 

[TnRobin]

Ditto to MaryAnn's Answer

 

[MikeJ]

However, if you do make a reservation for this fall with borrowed points and then have to cancel, the borrowed points will expire Dec 1, 2001.

 

[MaryAnnDVC]

Do NOT cancel.

 

[jennybobenny]

LOL - I won't cancel. Actually I can't since it's a hypothetical situation.

I had just read a question/response about banking & borrowing and when I went to clarify I realized I had confused myself entirely and didn't even know which end was up. Looks like I talked myself through it pretty well.
Thanks for the quick responses!