This is also my plan. If the incentives are decent--which is a very large if, I know--I'll sell one or two of my seven re-sale contracts and use that toward 150 Poly points to get a blue card. Point-wise, I'll just swap out 150 (or thereabouts) resale points for the same at the Poly. If the incentives are a lot better at 200 points, I'd probably do that. It's not so much about the lounges, it's about being locked out of the new resorts. I've spent some nights at RIV (by renting points), but if there's another wave of new DVCs with restrictions (and yes, I think that's coming), I at least want to try them. Plus, I have a couple of OWKe contracts that I bought very, very cheap during the pandemic, which are now worth a lot more than I paid--and I'd like to lower my yearly MF bill as well. The separate buildings, all the roads, all the grounds tell me that OWK will keep going up in therms of MF, as that is a lot to upkeep. OWK will almost surely be over $10 in 2025. I bet it will be over $11 by 2027. I also have a chunk of points at the second highest MF resort--AKV--but the extra money there is more than worth it for the value rooms and--on the other end--the club rooms. (Side note: I have two contracts at BTL--and I still believe that, ten years from now, that resort will have the lowest MFs at WDW, as there's so little to maintain.)