Thank you! I have the plus card now, and have had it for a few years. If I cancelled it, would I be able to apply for it again, or should I apply for the Premier and Business? We have a business, but have never had a credit card for it. We have excellent credit, and pay off our balances every month. Since I'm needing to pay my dd's college tuition for the upcoming semester, I'd be able to hit the amount we need for the Companion plan pretty easy.