It never has paid for the two of us so we have never done the plan. Did the math and its cheaper to pay as we go. We share meals many times, don't eat dessert at lunch, and usually not at dinner. Mostly drink water and might have one or two snacks a day, not always. Out biggest expense when it is hot, is water. Can't deal with the water fountain taste so it's bottled all the way or a cup at a restaurant.