So let's say I'm buying a BLT resale contract which has 385 points each year. The UY is December. There are no points from 2018 on the contract. There are 385 pts. available for 2019 and 385 available for 2020. As of December 1, 2020, if I have banked the 2019 points on time (by ?) will I have 770 points available? Am I able to reserve a room in January 2020 for December 2020 (11 months window?) using some of the 770 points? If I choose (based on 2020 BLT points chart) 12/24 through 12/31 theme park view is that 465 points? If I want to stay 12/22 and 12/23 is that 92 additional points? If I want to stay 1/1/21 is that 44 additional points for a total of 601 points? If I did all this would I be left with (770-601) 169 points to use or bank in 2020?