Thank you guys so much for you help. I think we are going to do it cause I booked it lol! I didn't know Disney moved your luggage for you, that is good to know. We aren't planning much resort time in general, but on our last few days will be spending the morning in one park, taking a break at the hotel, then going to an evening park, so we will have some time at the resort to enjoy. I think the easy access to HS and Epcot is what will be worth it to us as I was planning on taking a break at the Resort during our full day HS day which happens to be the day we check into YC, so it all works out for us.
My one question I have is the refillable mugs at the resorts. Is there a place to refill those at Yacht Club?