Disneyolic
Yes, you can borrow and bank to get in every other year trips. This is what we do, and it works very well.
We have 150 points, we combine them in a combination of banking and borrowing to use approximately 300 points per trip every other year.
You should be aware that Disney could suspend banking and borrowing. They might do this if something were to happen to skew point usage and speculation has been they will do this at the end of the contract. But they have never done it in the past and it seems unlikely they would do so lightly.
Yes, you can borrow and bank to get in every other year trips. This is what we do, and it works very well.
We have 150 points, we combine them in a combination of banking and borrowing to use approximately 300 points per trip every other year.
You should be aware that Disney could suspend banking and borrowing. They might do this if something were to happen to skew point usage and speculation has been they will do this at the end of the contract. But they have never done it in the past and it seems unlikely they would do so lightly.
