Is buying direct VDH to mostly use in Florida a terrible plan?

[atthebeachclub]

The headline pretty much says it all. I'd like some direct points. Polynesian was going to be my direct buy in. But I'm counting Florida out, for now, for reasons (mostly related to future uncertainty for a decades long product in the state of Florida).

I do want to visit Disneyland every 3 to 5 years, and also have a soft spot for the Disneyland Hotel (where I stayed as a child). But at least for now, I'd probably mostly use these points in Florida for now as the trip is a little easier for my family. I can see us transitioning more to DL in the future.

Terrible idea? Should I just stick with my cheap SAP+ points instead? I still have my small BCV contract and would keep that one.
Edit to add: I haven't been to Disneyland since around 2005, and I've never been to California Adventure.

 

[Sandisw]

When do you want to use them and in what room size?

To me, that makes a difference. I personally wouldn’t want to own a non FL resort for WDsw trips…but if you don’t care what room size you want and willing to take whatever is left? I could see it work.

 

[atthebeachclub]

I can see us using studios and 1 bedrooms more in Disneyland, and 1 and 2 bedrooms more in WDW.

 

[cruisehopeful]

Like Sandi said, it really matters where you want to stay in WDW. If you aren't particular, it might be a good idea to buy VDH since you think you'll visit DL more in future. Of course, life changes is a thing and no amount of good planning can prevent significant changes from arising out of the blue, causing chaos. For me personally, even though I plan to hold my membership until the end of the road, I bought looking ahead at realistic usage for the next 5 years.

I wouldn't purchase a resort in a location that I didn't plan on using in the next few years. While I love VDH, the Polynesian seems less risky to me if you mostly want to stay in WDW. Additionally, it has no resale restrictions, which leads me to believe it will hold resale value. The annual dues are less than VDH, too. Of course, if you don't want to stay at the Polynesian ever, it wouldn't be a good choice.