When we bought into the vacation club in 1997 we bought 150pts which is what we figured would get us a week at BW in a 1 bedroom. We never anticipated taking people with us. Later we added 30pts on so we now have 180 which there is never a problem using with all the new vacation villas. This year my brother in law asked if he and his family could come with us to disney we are doing a split stay between kidani and BW with a total of 285pts. They are paying us $800. This may seem wrong to some of you, but because we are using more then a years points and they are the type of people who take and never give ,I feel justified. It has also become complicated already because we like to see family ,but not be attached at the hip and they seem to want to spend every waking moment with us. Our theory is if you fit in the same room we would normally get your free if we have to use more points to accomodate you there's a fee. This is not the first time we have taken someone with and they have always offered to pay something. Look at it this way without a family member in the club they never would be able to spend 4 nights in kidani and 4 nights at the boardwalk for $800 plus I am cooking breakfast every morning in the room.
No flaming here. WE are in the same position with only 170 points. Which means we can't book a two bedroom for any real length of time without borrowing points or renting from another owner. Depending on the family member we will charge accordingly. We would never charge my parents because they help us in so many ways by watching our kids while I work one day a week.
We prefer to charge my one sister's family because they tend to be takers in this area. For instance, if they are going to Disney and want to book two rooms because they are a family of six (4 kids) they have to go with my Parents so my parents can book 2 of their children in their room. Now my Sister is happy to shove all four of her children in her room on the floor or something just so she doesn't have to offer to give my parents (retired but not rich) a bit of money for the room. That just irks me but it is her choice and if my parents are willing to do it, I can't do anything about it. I just try like heck to get them a good deal. Anyways... I don't feel a bit bad charging my sister for a
DVC stay. She gets a good deal for her family of six who can't stay at Disney (except Movies )without two rooms.
Now my other sister gladly paid for my whole family to go on a
Disney cruise just because I love Disney so much and we could never afford it. We paid for excursions for everyone on the trip and of course our tips and stuff but I feel like we could never make up the intial cost of the cruise. I wouldn't want to charge her for a DVC stay, but she insists so we charge a lower rate per point or we say she can just buy us dinner. She is very generous so we try hard to be generous back. We are taking her Son and his girlfriend next year after they graduate from college and I really only want them to pay for their meals and tickets. Believe me I wish I could pay for the whole thing!
For my inlaws we charge (and this is insisted upon by my DH!). In all the years we have been married (close to 20) my inlaws have not so much has offered to pay for a meal for us, not even if we are at their house and we all want to have pizza. We do it when we have them at our house, but they just don't think to offer. Once my DH was on his own I guess they figure he can pay for himself. The don't expect us to give them a free room at DVC so we happily charge them with a good rate. They are happy to pay it and we are happy to charge it.
So to me it all depends on the people going. If I want to get away for a few days in the winter and I want a friend to fly down with me to stay a few days, I probably would say pay for your flight and food and we have a place to stay. So it all depends I guess!
We are all looking forward to our trip! 
