My wife and I were doing some "retirement fantasizing" over the weekend, looking at DVC exchanges and thinking about cruising. Contrary to a post last week about cruising on points not being such a bad deal, it doesn't look like a reasonable use of points to us. The "three-tiered" interval exchange point schedule, on the other hand, does look like a reasonable point value. We were looking at one bedroom, because there will generally just be the two of us on these trips. At first I thought that there had to be a catch, perhaps X number of points per person per day, instead of per day, but it appears that the schedule is for the room, not per person. I realize that in most cases there will not be a kitchenette like in the DVC studios, but all-in-all, these exchanges look quite attractive. Concierge exchanges, on the other hand, seem pretty "pricey". Are we missing something?