This is going to sound so crazy. But bear with me.
Last year I started looking on flylady.net. It was really overwhelming, but that's b/c I do insist on reading ALL the pages, not just the page on what to do NOW.
But I was really drawn to the whole *keeping the sink clean* part of it all. And that's what they tell you to do first. Make sure your dishes are clean (or in the dishwasher, at least) and your sink is clean every night. It sounded lovely! DH is the main dishwasher, and he had balked for months, so finally I just started doing it. This is VERY out of character for me, b/c to me, doing dishes right after a meal "ruins" the meal for me (I'm over that). He saw me washing, and on the second or third night, he joined me.
And since then, almost every night, we have had the dishes washed and/or in the dishwasher. We can't "shine" the sink b/c it's this weird black material, but we do have it clear and clean.
And...good things started happening. Well, first a big bad thing happened...DH got news of a layoff. But after 2 months of searching during the countdown of department closing, he got a contract job. Then after a month of that and realizing it just did NOT work for us, he got a new job at his old company (which we LOVE with all our hearts...when they lay people off, it's a good, preemptive, business decision that has helped them survive since the mid 90s so far). In the middle, we got scared and found Dave Ramsey. And since August of '09 we have gone from over 9K left on our car loan to 3900 as of tonight. We cleared up a bunch of old debts hanging over us. We have an emergency fund. it's been awesome.
And I hadn't really thought about the sink being the start of it until I talked to my Korean MIL, who just about fainted from joy that we'd been doing it. Why? Because it's some old Korean superstition that when you have your kitchen clean, more money will find its way to your house.
So...start there. Clean your sink; have it clear every night. Keep at it until it's a habit, until you actually mark the days on the calender when you do NOT do it, just to keep you honest. Learning that habit will help with other habits.
But for now...just clean the sink.
Told ya it sounded weird.