you might consider one of the value resort - they should be even with a discount under $100 ($92.25) - but Disney will probably have discounts - so make it around $75.
no other area will be as safe as Disney - but I do love the Kissimmee area - yes even US 192....
there is also Cypress Pointe - not a hotel - timeshares - but you don't have to listen to a sales pitch. more in the DD area but still a pretty safe area.
now there are a bunch of other areas - but you want something safe.
there are mom and pop - still a couple along US 192 - they don't have websites find them with this link. they will be clean and pretty safe - not complete they are in an controlled area.
January is one of the cheapest times to stay onsite. I'd go with a value like Pop Century (AAA discount) get you around $60-70/nite. Hard to beat that when you figure in busing.