Yvet,
Thanks for the explanation of the health care system. Pretty cool, and not nearly as scary as our system here.
Couple of interesting things. At our local school if a teacher or adminstrator is on family health coverage it costs the district $18,000-$23,000 annually. That includes a $200 deductible, medicine coverage, and dental (up to $1500 annual).
At our business we had a couple of our older employees ding up some big bills last year, so our insurance provider came in with an increase of 50% for our premiums. So, our workers will now have a $2500 deductible, 80/20 split (insurance covers 80% and employee covers 20%) if out of approved medical network, and no dental.
Every single year we see increases in the premiums from the insurance companies of between 10-50 percent. Every YEAR.
Several years ago my mother was forced to file bankruptcy due to medical bills.