I need a "Transferring points 101 course" please

[Simba's Mom]

For 2026, we're going to be short points at Resort A. However, we have more points than we'll probably need at Resort B. So I came up with the idea of finding another DVC member who'd be willing to transfer/trade points. Is this possible? No money would be involved, just "You give us X # of points at Resort A, and in return, we'll give you X # at Resort B." Do both parties need to have the same Use Year? Do I just advertise on DVC boards? Obviously, I'm a total Rookie at this, so please give me the basic course.

 

[Willow Ufgood]

You are allowed one transfer per year, either in or out but not both. Trading in the way that you proposed will not work. Your best options are to book what you can at 11 months and then wait until 7 months to book the remainder of the nights with points from your non-home resort. Or you can search for another member to transfer points to you, but you will most likely have to pay them, if you are concerned that nothing will be available at 7 months.

 

[Cfabar1]

My understanding is that "officially" no money is to change hands, but Disney seems to turn a blind eye to that - so much so that there are broker sites that will post transfer points available.

You are allowed one in OR one out per year, so plan carefully. Transferred points may be banked and borrowed subject to the year.

I have also been told that Disney allows transfers for current use year plus one year. So, right now for example, if you have a December UY (still in 2024) you cannot transfer 2026 points (yet).