I love credit cards so much!

[wendow]

@Judique You have reminded us all how quickly life can change. It's a lesson we all should remember. Please keep us updated!

 

[usakiwi]

That is for the United card. I just went for it. lol Auto approved for $9,000, which put me at $72,000 with Chase. Though I did just product change my CSP to a CFU and lowered that limit about 30 minutes before the app. lol So now I am at $61,000. Though I see it says CFU online now, but the limit did not change yet. Should probably lower some more. $10,000 should be easily doable in 6 months and I don't have many apps on my radar at the minute, though this thread makes me FOMO too easily.

I did this one the other week too! I’m slightly concerned I have bitten off too much because I also did the Cap One Spark (spend 50,000 get 200,000 points) for myself and then went ahead and applied for DH for that one a couple of weeks later because we seemed to be sort of getting through the spend on mine somewhat decently.

Then, while both of us had all three pulled for the Cap One I figured I might as well go for the IHG for DH and then this UA one for me on the same day as Spark since we were both 4/24 with nothing else Chase that we wanted.

And then on top of that I decided the other day that I needed a Citi AA when I was booking our Australia trip and realized we could use more miles because I decided to add in a detour to “the outback” which required extra flights.

So, at least 112,000 MSR over the next three to six months (in a totally irresponsible churning move, I don’t even know the MSR for the IHG or AA because I figured how much of a difference could it really make at this point??!!) At least it’s six months though for most of it! And we do have a business, although it will still be a stretch to make those spends without paying extra Plastique fees that I like to avoid at all costs. I figure worst case I will bail on the extra UA points and stop at the 2000 MSR if necessary.

I hear you on the FOMO from this thread...that will be the hardest part!!

It will slow us down on apps/enquires which is good, but also is going to make it hard to max quarterly bonus categories on other cards, so I totally see the point that was made as a reason not to do the UA one! (Not to mention that it will add a bit of stress til I get them all met!)

 

[usakiwi]

I don't want to take over the board with all this, but figured I'd update a bit.

Two year old now has a confirmed fracture of the C2 vertebrae. She will have to wear a collar for 6-12 weeks as of what we know now.

Son in law is still in surgery. He should be in recovery soon.

Daughter is sedated and sleeping. Daughter's aunt is with two year old in separate room - I misunderstood that earlier. Three year old is still at the hospital as all family is still there but she's sleeping now.

The driver that ran into them fell asleep.

I can't sleep until I know my son in law is out of surgery.

I appreciate that you are updating everyone as well. I am so sorry to hear what they are going through and hope that you have a positive update on your SIL soon!!!

 

[mmmears]

I was on the Hyatt website looking at a hotel in NM, when this popped up regarding the Chase Hyatt Visa:

Last Chance! Earn up to 60,000 Bonus Points. Offer ends 1/9/19.

Anyone have any idea if the card bonus will change in a week? DH wants the card but can't get it until April. I could grab it now if necessary, but was hoping to get a CSP in January.

 

[MarBee]

You can only get a SW bonus on a personal card every 24 mos (from when the bonus posted) and a SW biz bonus every 24 mos (from when the bonus posted) so it does not appear your dh would be eligible until sometime in 2020. You can only get the bonus on one of the SW personal cards in the last 24 mos. This is a change from this last year.

You don't need to be worried about your credit.

Can you open SW cards in your name, if you are needing more SW points?

He won't be able to earn another SW bonus until 2020(24 months after his SW plus bonus posts). Many would recommend waiting to cancel until after his next anniversary points post. That's totally up to you.
Congrats on getting the balances down to zero! That's the only way to make this game really work. You don't wan to be paying interest fees that eat up the value of the points!

Thank you both for your responses!

We don’t have an immediate need for the SW points, as we still have about 50,000. Plus I have about 60,000 UR points I can transfer in if need be. I just thought he needed to wait 24 months after closing the card. But thanks to you guys I know that is incorrect now.

Thanks again!

 

[Alexle2007]

For the PNC bank bonus, I see that Discover ACH is listed as working for DD. Does that mean that I push the Discover to PNC or do I have that backwards? I figure I could try that before messing with my paycheck to send a real DD.

 

[havaneselover]

I don't want to take over the board with all this, but figured I'd update a bit.

Two year old now has a confirmed fracture of the C2 vertebrae. She will have to wear a collar for 6-12 weeks as of what we know now.

Son in law is still in surgery. He should be in recovery soon.

Daughter is sedated and sleeping. Daughter's aunt is with two year old in separate room - I misunderstood that earlier. Three year old is still at the hospital as all family is still there but she's sleeping now.

The driver that ran into them fell asleep.

I can't sleep until I know my son in law is out of surgery.

Oh, gosh. Two years ago on Christmas Day my ex-fiance’s 19 year old daughter was hit by someone who fell asleep at the wheel. They took her off life support on New Year’s Day. It was a major lesson to me to make sure I’m alert when driving.

Hope your SIL’s surgery was successful and your daughter’s goes well today.

 

[Tikitoi]

has anyone had the Panera chase offer credit? I went there before our trip (I think 12/13/18) and did lunch and got gift cards. I believe I did 2 transactions to use the offer on 2 cards. I don't see a credit on either card.

I've gotten the Panera Chase offer and used it immediately. I bought a gift card. Saw the reimbursement credit on my account. Then got the email from Chase about a week or so later...Hoping for the 30% Staples offer.

 

[Tikitoi]

I check with my own eyes at least once daily, but also have airhint set up to alert me.

Would that work for JetBlue flights as well? I just booked for our Chicago trip in May.

 

[DisneyMandC]

Thanks for the update, @Judique. Hope everyone is doing ok this morning.

 

[DisneyMandC]

I know they let you buy a certain amount, but not sure the max. I think a van should be 4400 for a week. We rent vans alot from hertz.

ETA: I just realized if you transfer your DH's to yours, you will have enough already!

Oh really? DH is the one who looked at it so I’ll have to go check it myself! I just checked the cash prices as a guest yesterday.

 

[GlamMistress]

So, at least 112,000 MSR over the next three to six months

Holy cannoli! I don't even like MSR above 3k anymore and I'm stingy at that level too. I cannot even fathom this, even with some legit business spend.

Please keep records and tell us how you are getting it done!

 

[palhockeymomof2]

I did this one the other week too! I’m slightly concerned I have bitten off too much because I also did the Cap One Spark (spend 50,000 get 200,000 points) for myself and then went ahead and applied for DH for that one a couple of weeks later because we seemed to be sort of getting through the spend on mine somewhat decently.

Then, while both of us had all three pulled for the Cap One I figured I might as well go for the IHG for DH and then this UA one for me on the same day as Spark since we were both 4/24 with nothing else Chase that we wanted.

And then on top of that I decided the other day that I needed a Citi AA when I was booking our Australia trip and realized we could use more miles because I decided to add in a detour to “the outback” which required extra flights.

So, at least 112,000 MSR over the next three to six months (in a totally irresponsible churning move, I don’t even know the MSR for the IHG or AA because I figured how much of a difference could it really make at this point??!!) At least it’s six months though for most of it! And we do have a business, although it will still be a stretch to make those spends without paying extra Plastique fees that I like to avoid at all costs. I figure worst case I will bail on the extra UA points and stop at the 2000 MSR if necessary.

I hear you on the FOMO from this thread...that will be the hardest part!!

It will slow us down on apps/enquires which is good, but also is going to make it hard to max quarterly bonus categories on other cards, so I totally see the point that was made as a reason not to do the UA one! (Not to mention that it will add a bit of stress til I get them all met!)

..I’m in awe ...

 

[GlamMistress]

Went ahead and grabbed the Amazon biz card (Amex). Didn't even unfreeze my credit - so there's no pull for sure. $125 amazon gift card for no spend, no effort, no pull = pretty good deal. I probably will use this card for all my Amazon spend now. 5% cash back is darn good.

I need a new cell phone so the gift card will come in handy.

 

[schmass]

Just got a call from my mother that my grandmother had just passed away. I am glad we were able to make the trek to NH on Christmas Eve to see her. My grandparents live right behind my parents, so after dinner, my bother and our DWs took my grandfather some food down to say hi and see how they both were. We walk in and he has the TV on a station playing Christmas music with the fireplace on the screen. Off on the side he had the little LED Christmas tree plugged in (pic attached). He went into their bedroom to make sure she was awake. We walked in and said hi, to which she just smiled and nodded. On their dresser was a beautiful bouquet of the prettiest roses I had ever seen, illuminated by the light on the dresser. He told us it was his final gift to her on Earth. He even set a small radio in the room so she could listen to Christmas music. The rest is history but the memories live on.

Sorry for the long post but I wanted to share it here, with my friends.

I hope everyone has a wonderful New Year!


View attachment 371808

I'm so sorry for your loss. I'm glad that you were able to see her and have this sweet memory.

 

[DisneyMandC]

Went ahead and grabbed the Amazon biz card (Amex). Didn't even unfreeze my credit - so there's no pull for sure. $125 amazon gift card for no spend, no effort, no pull = pretty good deal. I probably will use this card for all my Amazon spend now. 5% cash back is darn good.

I need a new cell phone so the gift card will come in handy.

I'm having FOMO on this card... even though I have an Amazon Visa lol.

 

[schmass]

@Judique I'm glad to hear that everyone is okay, what a scary situation. Please keep us updated!

 

[Judique]

Oh, gosh. Two years ago on Christmas Day my ex-fiance’s 19 year old daughter was hit by someone who fell asleep at the wheel. They took her off life support on New Year’s Day. It was a major lesson to me to make sure I’m alert when driving.

Hope your SIL’s surgery was successful and your daughter’s goes well today.

Son in law came to recovery very late last night. In addition to his other fractures, his hand had tendon damage and that took a long time. That's really the most information I have on him this morning.

Thanks for the update, @Judique. Hope everyone is doing ok this morning.

Daughter is doing fine but her surgery is going to be 2pm or later today. It's still early there so haven't spoken to any relatives yet today. I'm sure they are all tired out just trying to keep up with our three year old!

@Judique I'm glad to hear that everyone is okay, what a scary situation. Please keep us updated!

Scary was the word when I first got the news and then the phone kept cutting out. It's just an uphill battle from here. And once they are out of hospital eventually they will have to travel home. Fortunately they live in a home where the entry is only one step to get in. Most of the bedrooms are on the main level. We are going up there this weekend to start a few accommodations. Two parents with broken legs will not be fun with two little ones!

 

[wisconsinmom]

Help! I’m now one of those companion pass failure stories!

I was approved for the business card and applied for the premier card on my flight today. The problem is I didn’t cancel my other SW personal card. Ugh!!

I don’t need the CP until mid May. Do you think it is possible to salvage this and earn it before then?

 

[LilSweetPeaPhoto]

This is my plan as well for me. Have the CIP (Feb), CIC (May) and SW Biz (Dec). I'll close the CIP in Feb and really only waiting until I can think about MSRing. I'll hopefully have a SW personal in January so after that MSR is met and at least 30 days later, I'll go for it.


Are you scrolling in the offer section? Click on the see all offers and then at the top choose your account. I can scroll between my CSR, CF and IHG. Nothing on my Disney card though.

On the app? Yeah, only my CSR card shows, not my IHG. And my 2 checking accounts show too. One for my mom's checking account and one for the joint one me and the ex only use for auto pay accounts we still share (student loans, car insurance, etc). I wonder why I don't have my IHG.