I love credit cards so much!

[palhockeymomof2]

I had adjusted mine last year to 1/1 and 1/3 but for whatever reason, SW took forever to post the points from early in the month and people who had mid month dates and their points and CP before me. So I would not be adjusting my dates.

Roger that. I won’t change my statement date. Would you all advise against trying to hit say $2500 on the Biz and $1500 in 2018 and the final $500 and $500 in January or am I playing with fire here?[/QUOTE]

That’s what I did last year to get the CP...don’t remember how much spend I had left but I did it after 1/1....
Just make sure you add up all purchases...don’t subtract returns from it because Chase doesn’t seem to take returns into account for MRS

 

[MrPTato]

Ugh...I thought mine not being posted 3 days after statement close was bad...

They are telling me they have back end issues with my accounts. They opened a ticket 6-8 weeks turnaround.

 

[SBWB48]

Well, after all the reports of instant approvals (esp. @platamama since she was approved for the Biz a week after I was approved for mine) for the SW leaked links, I went ahead and applied myself. Go figure, went to pending...

CLs reduced recently in prep for this, but I knew I should have been concerned when my SW Biz only got a $5K limit, so we shall see. If this doesn't work out, then I will go back to the plan of applying at a BWI kiosk at the terminal via a dummy booking after 30 days, which would still fall in line with my original timeline anyways I guess .

Guess I'll be frantically checking the status line, starting....NOW.

 

[miztressuz]

They are telling me they have back end issues with my accounts. They opened a ticket 6-8 weeks turnaround.

So it was your account that caused all the merger issues... there's always one

Kinda like it might be the 3000+ pages on the thread here breaking the DIS every other day

 

[Limes96]

I haven’t had any emails re my RMN account, and I’m the only account in the household. Many of my purchases included a gift card but not all. Only had maybe a couple purchases in Sept that were gift cards only.

 

[elgerber]

Well, after all the reports of instant approvals (esp. @platamama since she was approved for the Biz a week after I was approved for mine) for the SW leaked links, I went ahead and applied myself. Go figure, went to pending...

CLs reduced recently in prep for this, but I knew I should have been concerned when my SW Biz only got a $5K limit, so we shall see. If this doesn't work out, then I will go back to the plan of applying at a BWI kiosk at the terminal via a dummy booking after 30 days, which would still fall in line with my original timeline anyways I guess .

Guess I'll be frantically checking the status line, starting....NOW.

Interestingly 5k is what my CL is on my Biz also, and I had lowered my CL by over $21k a few weeks before applying.

 

[palhockeymomof2]

I haven’t had any emails re my RMN account, and I’m the only account in the household. Many of my purchases included a gift card but not all. Only had maybe a couple purchases in Sept that were gift cards only.

Same here...only one account..most purchases didn’t include a gift card...I think only 2 did

 

[SBWB48]

Interestingly 5k is what my CL is on my Biz also, and I had lowered my CL by over $21k a few weeks before applying.

Looks like we are tracking 1:1. Status line says 2 weeks now, so fingers crossed for the both of us!

 

[hsmamato2]

Well..... what is going on with the Dis site here? of all days for it to go down with SWA excitement...it's not as easy to get friendly info elsewhere... anyway.... I scored some decent deals this week(but I could've done better if I had thought it out better lol) so I had a deal on one of my Hh Amex to spend $200 at a grocery/get 10k points.... then combined this weeks stop and shop gc deal (buy $100 gc,get $20 to spend in store later) so went thru register 2x, spent $200(10k points!) got $200 in Amazon gc(already spent lol) -went back to store today and used both coupons (2 transactions) and bought $40 worth of vegetables and groceries (on sale too!) to stock my freezer.... so that was good. (I SHOULD have planned better today- I could have added some items,plus a turkey with each order for approx. 9.00 more on each transaction but whatever)

Interestingly 5k is what my CL is on my Biz also, and I had lowered my CL by over $21k a few weeks before applying.

Dh's ne wbiz was 5k also...the new personal is ridiculous like 15k we'll be lowering that soon lol..... I just got confirming sm about the 2k/50k offer on the app!!! I know I can do some spending on it now to get started since the two combined= easy cp!!!!! I was so worried about the 40k offer and messing that up for 2019

 

[StephPlum]

I’m seeing a new Amex Offer on my wife’s SPG Biz for Spend $250 or more [in a single purchase], Get $50 back at Lowe’s, expires 12/31/18. Should stack well with the Get 10% back, up to $100, at Lowe’s Amex Offer that expires 11/30/18.

Didn't realize you can stack AMEX offers. I didn't get the Lowe's offer but I do have two Harry and David offers ($20 off $75 and a 10% off). If I add them both to my card, I can stack those?

 

[Eighty8Keys]

Regarding the RMN shutdowns, I received a shutdown email back in September after I did my first three offers at Staples, Home Depot and Walgreens. The $10 reward for each immediately went pending and I was waiting for them to post so I could add the offers again. For some unknown reason, before the rewards posted I was able to link them again. I used the Walgreens again and that's when I received the email about my account being in violation of their terms and if I want to contest their decision I needed to provide information about my purchases. I ended up doing that since they didn't ask for anything that I wasn't willing to share. I quickly received a reply back that their team would review my case and let me know of their decision. While I was waiting to hear from them, I was still able to log in to my account and add additional offers so it didn't seem like my account wasn't actually closed. I was really surprised when the second Walgreen's offer posted so I went ahead and used Home Depot and Walgreen's each one more time before the offer expired. My first three offers never posted and still show pending in my account, but I was able to get $30 in rewards after the shutdown email. I never heard back from the team so I really don't know what happened. None of the new offers have been worth it to me so I haven't used RMN since the end of September.

 

[tink1970]

I need help.

Husband announced he is going to spend around 2k on a speciality item. He also wanted to know what card to use. Bad news "they don't take Amex."

He has all 3 Chase Business cards. He now has the Freedom (just downgraded). He is 2/24 but come March will be 0/24.

He can't get any of the Chase Marriott's right? Since he just upgraded to the SPG Lux? I just went through the terms and conditions and definitely seems he does not qualify for the bonus.

We have no interest or use in Southwest or United. I have the Hyatt and IHG. I want to get him the Freedom Unlimited but it is such a small spend that I am almost inclined to wait a little longer.

What do you all think of getting the IHG and the Freedom Unlimited maybe same day? Any rumors of the FU getting a better bonus? Or just do IHG now for the easy spend and option of another mastercard?

Another thought is to not worry about Chase and get the Capital One Venture that is now at 75k or the Barclaycard Arrival Plus.

I really want to take advantage of this 20k referral on my BGR and get him an Amex but sadly that is not meant to be.

It sounds like you have all the Chase you need right now (except Marriott and I'd trust your lawyer eyes to understand t&c better than mine ) so I'd look at the Cap One or Barclaycard Arrival Plus. It never hurts to diversify!

Total bummer about the merchant not taking Amex.

 

[tink1970]

Didn't realize you can stack AMEX offers. I didn't get the Lowe's offer but I do have two Harry and David offers ($20 off $75 and a 10% off). If I add them both to my card, I can stack those?

It should, and certainly can't hurt to try

 

[Lain]

Didn't realize you can stack AMEX offers. I didn't get the Lowe's offer but I do have two Harry and David offers ($20 off $75 and a 10% off). If I add them both to my card, I can stack those?

Yes. Historically, different Amex Offers to the same merchant stack!

 

[WVMomof3]

Schools are closed in MD too. I guess I'll be canceling my pedi for this morning. I am trying to be strong and letting my Vineyard Vines basket sit there...but SW has 4x (and I'm trying to get to the $1000) and a $30 off offer on my AmEx...and does DS really need 6 more shirts???

The wait proved useful in the decision since I had gone all the way through to the point of just needing to submit the order. And lo and behold, VV sent me a coupon code for 20% off. I tried seeing if it would work on my current order and it did So he now has 7 new shirts (since I had to bring the order back up over $150 for the AmEx offer) So procrastination proved useful! (And I entered a different email address when I completed the order so I now have another coupon code for 20% off.) Winner, winner!

You had me confused, I totally thought Vineyard Vines was just another wine offer. But Holy Smokes, $55 for a Tshirt, how the heck did you get 7 things for $150?

 

[jhoannam]

Looking at our flights for summer 2019. SW wants 100K points for 3 people (+CP for 4th person) - Delta has better times for 80K for 4 people. But I don't have any delta points. Delta people, what are the best cards out there to get Delta points.

 

[Lain]

CLs reduced recently in prep for this, but I knew I should have been concerned when my SW Biz only got a $5K limit, so we shall see. If this doesn't work out, then I will go back to the plan of applying at a BWI kiosk at the terminal via a dummy booking after 30 days, which would still fall in line with my original timeline anyways I guess .

Interestingly 5k is what my CL is on my Biz also, and I had lowered my CL by over $21k a few weeks before applying.

Chase approved my Marriott Biz at $5k. Took that as a sign I was at my limit, so I did some trimming. Then Chase approved my CIC for something like $12k and Marriott Premier Plus for $24k. Did some more cutting. Then Chase increased the CL on my CIP to $20k, after I’ve all but stopped using it since they killed Plastiq 3x except for $200-300 in charges every month for cell phone bills, eBay and shipping. Which reminds me, I need to cut down that $20k CL since I won’t be using it to buy a Tesla anytime soon.

 

[Lain]

You had me confused, I totally thought Vineyard Vines was just another wine offer. But Holy Smokes, $55 for a Tshirt, how the heck did you get 7 things for $150?

When you figure that out, please let me know.

 

[Alexle2007]

You had me confused, I totally thought Vineyard Vines was just another wine offer. But Holy Smokes, $55 for a Tshirt, how the heck did you get 7 things for $150?

Ha, ha! I do have loads of wines offers also! I was purchasing boys t-shirts. He got 6 long sleeved and 1 short sleeved. And I got the majority from the sale tab. They had some dress shirts on sale but given that I probably won't get the one dress shirt on him that he owns I decided to get something he would actually wear. With the discounts, they came to $17.71 each which isn't terrible.

 

[tink1970]

Looking at our flights for summer 2019. SW wants 100K points for 3 people (+CP for 4th person) - Delta has better times for 80K for 4 people. But I don't have any delta points. Delta people, what are the best cards out there to get Delta points.

Unfortunately, Amex's Delta cards are pretty sad right now. Blue is 10,000 miles bonus for $500 spend, Gold is 30,000 for $1,000 spend and Plat is also 35,000 for $1k plus AF ($195). You COULD quickly get the plat and earn 36,000 refer yourself for the gold and earn the self referral bonus (right now 15,000 miles) and the gold +spend of 31K. That should put you at 82,000 skymiles. The problem, of course, is Delta can change how much they want for your award ticket at anytime and you might be caught with 2 cards and 82,000 skymiles.

IF you don't have a plat you can try to pull a 100,000 MR plat or 75K plat or if you have some sort of MR earning card self referring to another MR earning card with a decent bonus (I think the biz gold is 50k, self refer from a different MR earning for 10-20k, make the 5K spend and...well, you'd be close.)

Those are the best ways I can come up with off the top of my head!