I love credit cards so much!

[Calfan]

Went to Staples at lunch to use my $5 off $25 offer times three. They only had $50 Disney gcs, but the cashier let me split tender, so I put $25 on each of the 3 Amex cards with the offer and the last $25 on my CIC for 5x. Immediately got the congratulations for using your offer email for each card.

 

[DisneyMandC]

Phew... you guys are moving fast this week. Just woke up from a three hour nap after flying back overnight on Alaska. Really nice flight and enjoyed our first trip with Alaska!

Looks like I have a lot to catch up with on Starriott... off to read DoC's post now. The only Marriott/SPG card we have is a Marriott biz I got in 1/18. I'm thinking maybe I should pull the trigger on something before the end of the month?

 

[Lvsdisney]

Download the app. Create an account or log in if you have one. On the home screen there are little tabs on the top. One says cash back. It will list all the promos. You need to link a credit card. Once you use the credit card it will go pending and then you get a balance which can be redeemed via PayPal. Walgreens was $10 off $30 now it is $5 off $25. It worked on gcs for me. I used my CF for 5x UR. You can use the offer again once it is confirmed. Took about 3 days for me.

Does WG carry $25 Disney GCs?

 

[disneybirds]

(A few weeks ago, I recall reading DoC and seeing something about not being able to add the same Amex Offer to AU cards in the primary cardmember’s name if that cardholder already added it to his/her primary card. Seems to fit in with the one offer per person policy.)

As a DP, I did add the Staples offer to the 3 AUs before adding to my card.

 

[tink1970]

Does WG carry $25 Disney GCs?

At ours (ymmv) they are the variable load so they could be $25

 

[miztressuz]

So I'm not exactly sure when my statement is due for my CIP but I thought it was sometime soon. The charge we made to reach the MSR is still pending. I'm a little worried I won't be getting my bonus UR until the next statement which will be at the end of August.

My CIC confused me too. You should have a payment due date listed, even if a payment's not due. Try to calculate about 21 days before that for the statement closing date. I was approved for my card May twenty something, but my first statement didn't close until July 1 My due date has been listed the 23rd of the month.

 

[miztressuz]

But Marriott bought Starwood, so it gets to go first!

But it'd be courteous to put Starwood prominently so it's not big footing all over that brand and swallowing it up out of existence. (even if that's what it wants to do )​

 

[jhoannam]

So who was suggesting maybe a trick to go amex points to Starwood after 8/1 before 8.18...?

Well I just looked...transfers disabled until 8/18.

I logged in as soon as I got up this morning, so bummed that it’s disabled.

 

[Albort]

Just checked out Gyft and Swych. I don't frequent many of those places so I don't want to load up on gift cards for any of them. However, Can I buy a gift card on Swych while I'm in Home Depot and then use it to check out?

did this last week for Home Depot. usually small $$ will get to u fast. like what @Lain said, it does make u wait sometimes.
home depot is annoying though, they require the cashier to manually input the card number and pin into the system. before that, it had a barcode... before that, it was online only.

 

[Haley R]

My CIC confused me too. You should have a payment due date listed, even if a payment's not due. Try to calculate about 21 days before that for the statement closing date. I was approved for my card May twenty something, but my first statement didn't close until July 1 My due date has been listed the 23rd of the month.

It says my next statement date is August 25. I wonder if we just missed it or if we still have time.

 

[Livelovedance]

I got the Copper Creek offer also but since I paid less than half of what they charge now, it's not something I even glance at.

Yeah, that’s the issue with dvc, especially buying direct. I was willing to buy direct and pay more only because I don’t have to worry about being excluded from offers, and honestly for it being easier. If I did the add on offer, with that savings plus the credit card rewards, it might save me more vs adding on direct at a later date when the prices are even higher. The logical side of me is saying that I shouldn’t do it though because it’s a large expense that I don’t know if I want to make when I’m trying to save for other things. The offer is valid until I think October, so I’ve got some time to go back and forth over it lol. Decisions, decisions...

 

[miztressuz]

It says my next statement date is August 25. I wonder if we just missed it or if we still have time.

Does it say that in the drop down box next to "Showing" in the middle of the page? I may be confused, everything moves so quickly here, but I assumed this was your first statement.
That box defaults to "Activity since your last statement", but you can click it to see previous statements. The date listed there is your statement date. If you have no other statements listed, then you can try the payment due date "trick" to guess when your statement will close. If the due date is the 25 and the charge hasn't posted yet it might have been too close. Seems like you may want at least 3-4 business days between posting and having the bonus ready to post on statement date. Fingers crossed.

 

[disneybirds]

Download the app. Create an account or log in if you have one. On the home screen there are little tabs on the top. One says cash back. It will list all the promos. You need to link a credit card. Once you use the credit card it will go pending and then you get a balance which can be redeemed via PayPal. Walgreens was $10 off $30 now it is $5 off $25. It worked on gcs for me. I used my CF for 5x UR. You can use the offer again once it is confirmed. Took about 3 days for me.

Thanks for the info. I have downloaded the app and linked my CF. Do you need to show any barcode when checking out at Walgreens? How do they know that you used your CF card??

 

[palhockeymomof2]

Yeah, that’s the issue with dvc, especially buying direct. I was willing to buy direct and pay more only because I don’t have to worry about being excluded from offers, and honestly for it being easier. If I did the add on offer, with that savings plus the credit card rewards, it might save me more vs adding on direct at a later date when the prices are even higher. The logical side of me is saying that I shouldn’t do it though because it’s a large expense that I don’t know if I want to make when I’m trying to save for other things. The offer is valid until I think October, so I’ve got some time to go back and forth over it lol. Decisions, decisions...

You have a lot to think about...and has you mentioned the pricing is only going up....those of us that paid less than half the selling price now ( direct or resale ) have probably owned DVC for around 20 years..so that needs to be factored in as well.

 

[kidsfirsttrip]

Thanks for the info. I have downloaded the app and linked my CF. Do you need to show any barcode when checking out at Walgreens? How do they know that you used your CF card??

Yes variable loads are at mine for Disney so you can do $25.
I only entered my CF card to Retailmenot and I also clicked on the offer before purchasing, so that it was linked to my credit card and account. Then go in grab the giftcard pay with your linked cc and done! Nothing to show scan etc. Soooo easy. Cash will be pending and then available a few days later unless they shut down the gc purchase which could be possible at any point. Easy 20% plus the 5% if you use URs.

 

[disneybirds]

Went to Staples at lunch to use my $5 off $25 offer times three. They only had $50 Disney gcs, but the cashier let me split tender, so I put $25 on each of the 3 Amex cards with the offer and the last $25 on my CIC for 5x. Immediately got the congratulations for using your offer email for each card.

Thanks for the DP. I stopped in after lunch and picked up a $50 Disney GC. Asked 2 people about split tender and was going to need a manager's approval. I just got a $25 Amazon GC and will head to another store for the remainder.

 

[kidsfirsttrip]

Congratulations! I'm glad the timing with the new offers worked out for you! I hoped some of what I posted helped.

SO helpful thank you. Now just help me spend 10K on AMEX in 3 months!!!

 

[Livelovedance]

You have a lot to think about...and has you mentioned the pricing is only going up....those of us that paid less than half the selling price now ( direct or resale ) have probably owned DVC for around 20 years..so that needs to be factored in as well.

So true! That’s what’s making me feel like now is the time. The price is only going to continue to increase, and in 20 years I’ll probably be saying that I paid half of what they’re charging now lol. I have to think about it and crunch some numbers... Thank you for your insight!

 

[Albort]

SO helpful thank you. Now just help me spend 10K on AMEX in 3 months!!!

10k in 3 months is not bad.
i was looking at the Amex Plat Biz that i think a few ppl here sign up for... i dunno how do do that MSR even with my MS knowledge... but its 8.5k per month for 100k MR... :\ i back off when i saw that.

 

[eeyoreland]

Looking for a card recommendation. I’m 3/24 and since my last one was 3 months ago, I guess I don’t really care if I add another one right now even if it’s maybe not the best one to add. So, I’m looking for something that would do a 0% balance transfer for a while with NO fee or even 0% on purchases, but I’d also like something with a bit of a sign on bonus. Does something like that even exist? Specifically 0% balance transfer with no fee AND sign on bonus? I currently have a Chase Sapphire Preferred and the SW card. Not really looking to do a business card. Any suggestions???