Are you booking using SW points or paying cash?So as is my usual SW opening day experience, flights to SoCal are ridiculous for December. I am not even looking at a holiday, just wanted to do Dec in DL as some here suggested. I'm not discouraged though, will keep watching and in true SW fashion, they will drop. SW is basically Kohl's, a pricing model that makes me crazy.
Looking at flights for my DD to come home from college for Christmas on SW. Flying from Chicago to Pit it is 1 hour 20 min direct flight. Or she could connect in Atlanta or Orlando or other goofy places! lol Do people really buy these flights?? Also forgot I have no SW points.Will have to look to see if DH has some I can raid.
Most times it's a backup or desperation purchase. Back aways I had to do PHL to Cincinnati, USAir had one or two direct flights for like an hour duration, but most of their flights went through their hub in NC. So I naturally booked the direct flights but coming back on the last trip there was a plane maintenance issue and they canceled the flight and my only option was the NC connection. Go figure there were plenty of seats available to get us all changed to that one With the plane change and layover I think I could have driven it in the same time as the whole trip, but somehow that was cost effective for them. 
) I'm always shocked at some of the routings they dream up but I guess it's better to have it on the books as back up than try to invent one later.
I'm just over here trying to justify APs again...Yeah I justified the AP with "well we saved 75k SWA points in this trip....." then it was "well I moved the BB/Dining offer from Disney to Chase and saved........" to justify the October trip.... By then I was already getting the look, I attempted another but lets just say it was only hypothetically speaking.
?
I would suggest you double dip the CSR and CSP. This means apply for both on the same day. We can give you further directions on it if you are interested. You will get 100k chase ultimate rewards points for $8k spend in 3 months. You will be able to redeem these points for 1.5x value with the CSR. The only way you can have both of these cards at the same time is to open both the same day. Thats why we suggest the double dip.
I would then refer your DH to the same 2 cards. You will get 20k points for the referral plus he gets the 100k points as well. You will have another 3 months to spend the $8k. So you want to try and space them out to have him app when you are almost done with the $8k on your cards. Doesn't sound like it will take you long.
Another idea is a CIP card, which is an 80k sign up bonus. Either or both of you could open one of those before the double dip if you wish. As a newbie I was scared of biz cards and had to warm up to the idea. That is why I suggested the CSR/CSP DD first, but you could flip the order if you wish. Do you have any side gigs you could consider as biz? Mine is selling crap from around my house on facebook. lol. it is a "business" as we tenderly call them.
Welcome to the group! And ask the experts here before you make any moves. It is easy to make a mistake. I've been at this probably 6 months now and I still ask before I do anything.
It is a top favorite around here, especially after we dig deep within our recent experiences and remember that thing we sold on ebay, or that stuff we mean to sell on ebay... yes, it's a fine line when we get into our "businesses" but it works for most of us. That said, it's not for everyone. We do have a couple people who absolutely will not go the business card route without what they feel is a completely legit business and that's totally fine. We each do what we're comfortable with
wow, it looks like you have lots of expenses coming up and you're both 1/24- excellent place to be (minus the flood part of course, so you definitely deserve something great after all you've gone through!). (The Double Dip allows you to skirt Chase's one Sapphire card per person rule)
-CSR/CSP Double Dip, total result: $8k spend for 100,000 URs, $65 in fees (if you use the $85 tsa pre-check on the csr), can redeem URs at 1.5x
-CIP: $5k spend, 80,000 URs, $95 fee
Super tempting to get all of them for each of you but imho that's a bad idea due to Chase shutdowns. I'd pick whichever you want most and do that first and then in a couple months go for the other one.
There is something else you should consider since you'll be in 2 player mode. Referral bonuses!!! CIP offers 20,000 UR per referral and CSP and CSR both offer 10,000 per referral so if P1 were to get cards and then refer P2 to the same cards you're looking at...
Double Dip: $16k spend for 220,000, $130 in fees (if you use the 2 tsa pre-checks on the CSRs)
CIP: $10k spend, 180,000 URs, $190 in fees
Much to think about I'm sure that will keep your head swimming
SW has cut the number or daily fliggts from BDL to MCO as well. There used to be three direct options. :-( I wonder if they are pulling back from BDL accross the board?
Man, I hope not!!! It's not always the most optimal option, but with all of my RR and the CP it's been a dream for us.
(I hope pleasantly)
Reddit churning people...can you please translate this for me?View attachment 325787
I was looking for DPs on pushing mortgages through on plastiq. I can't figure out how to use the dang search tool over therebut found this reply on the daily question thread. Another person said they sent theirs thru under another category...utility I think it was.
ETA: I understand setting it to "other" but what the heck does sent a snip mean? Sent a screen shot of their credit card statement?
In theory you are probably good but I wouldn't risk it. The inquiry might show up today or could be tomorrow so you might get away with it even if they pull credit tomorrow but I'd be too nervous about it. Now, 5 minutes after the ink dries is a different story
IMO, the high credit limit should only be a factor if it's more than 50% of your income listed on your application. For CSR's they have been giving like 20-30K CL's so if your 32 plus a new 20 gets you higher than 60% it might not be instantly approved and you might have to call. In which case it seems like you have some credit to move around at least
When I got my CSR I was instantly approved for a crazy high limit (to me) so when I went for the CSP I got the screen at the end that asked if I wanted to include more income in the consideration, hehe. I said no and they still instantly approved me but for only 5k, which might be the minimum for that card. When I calculated it all out the new CL's added in now put me at 61% of the income I listed. So that seems to be an edge. But it's all just educated guesses, as always YMMV, and you could be surprised
I did two separate browser incognito windows (Chrome incognito, Firefox private) for my double dip and worked well. But you should be able to apply for one in a browser and then open an incognito/private window of the same browser. Just need to make sure they can't combine the session tracking information, so separate private windows or browsers or even devices works for that.
