I love credit cards so much!

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Awesome! So happy you will be staying in a 2 bdr. Since you are going next year also have you looked into cashing in your park tickets for Annual Passes?

Super excited about the 2-br! It was, give or take, the same points as two moderate rooms.

I've thought about upgrading our tickets to AP's but we're talking about trying to go to DL next year. We took the girls when they were little but my boys have never been and the girls really want to go back.
 
Yay, DH was approved for the CIP! Thank you for the advice of not calling!! Hopefully the card arrives before I have to pay my real estate taxes and I can knock it out all at once.

you can probably give them a call and have them expedite the card to you. should get it next day!

Instead of bank accounts for CC funding to meet the MSR, I've just been essentially replicating the formula for CCs with bank account bonuses now. In some ways, this almost requires somewhat less work (apart from making sure you meet the requirements to avoid monthly fees, but M&T for example has been ridiculously lucrative and makes it almost stupid easy to avoid fees) and offers a higher return for my time since it's just a matter of applying and making sure the deposits trigger the bonus by moving money around between banks, all of which probably is 15-30 min of work and no net cash outlay. In 2-player mode and almost over 1K (which actually compared to redditors is nothing), all in less than a month :cool1:

Combined with CCs, this helps accelerate many travel goals :)

i heard M&T bank bonuses is coming to an end after too many people were opening a crap ton of bank accounts. I dont think its available for Certain states either... just like how PNC isnt for me. :\
 
I'm not sure if it's the best use of points but I booked a Disney Cruise for my family of 3 out of NYC (no flights needed) and paid $3000 out of the $4800 with credit card rewards and Swagbucks. Our limo ride to and from our hotel was paid for with Barclay Arrival Plus.

How did you pay for the cruise with and which rewards? We also are Dis Cruise people and just came
from the 11 nighter. I booked another summer cruise and other than the gift cards i have been
hoarding is there another way to pay? I do have $500 Barclay Travel Credit, $700 Cap1 Venture travel
credit and the Reserve credit i have been saving to use towards it.

Is there anything else i could be using? Thx
 
i heard M&T bank bonuses is coming to an end after too many people were opening a crap ton of bank accounts. I dont think its available for Certain states either... just like how PNC isnt for me. :\

I was actually the recent DP for this over on reddit. The most recent QJ code worked for me; I think this was the one giving people issues whereas the other two are still working well it seems based on DoC and reddit DPs. I'm in a target state, though, but this is my 4th :) Also recycled a code recently for DBF and so far so good. Will be trying again after a week or so, just to let it cool down a bit.
 

Just got our 100K award for the new personal platinum AmEx. Going to use that to book tickets for our January trip to Disney. Flights are insanely expensive since we fly out right after the new year, so I'm happy to have the points!
Was this an email you received for the 100k offer? I only get the 75.
 
i heard M&T bank bonuses is coming to an end after too many people were opening a crap ton of bank accounts. I dont think its available for Certain states either... just like how PNC isnt for me. :\

What does M&T stand for?
 
if a person has a business (for real) and a few chase cards, but looking to do a big disney trip next year,what are some good steps? They already did SWA and have flight points, they already did SPGx2 for dolphin, so their flights and hotel are covered- now they're looking at tickets and food. (family of 5) what's theire next best option for points that canbe used for those things? I'm not sure if they have the inclination to go through gift cards for that small discount..... but they're asking me for help....

Tell them to plan for the next trip. :] Food and ticket are usually very hard to do unless they want to redeem just straight cash, which isnt advisable. swipe discover and redeem for gift cards? I know staples has this VGC card that could be used for dining... im not sure of the fee though. I guess buying those straight with a credit card right now will help them earn more points?

How did you pay for the cruise with and which rewards? We also are Dis Cruise people and just came
from the 11 nighter. I booked another summer cruise and other than the gift cards i have been
hoarding is there another way to pay? I do have $500 Barclay Travel Credit, $700 Cap1 Venture travel
credit and the Reserve credit i have been saving to use towards it.

Is there anything else i could be using? Thx

I think you can call Chase UR and pay for a cruise directly with ur UR points. Im not sure about Disney though.

I was actually the recent DP for this over on reddit. The most recent QJ code worked for me; I think this was the one giving people issues whereas the other two are still working well it seems based on DoC and reddit DPs. I'm in a target state, though, but this is my 4th :) Also recycled a code recently for DBF and so far so good. Will be trying again after a week or so, just to let it cool down a bit.

Lucky... i wish i live in a state that have tons of benefits! currently can only earn money via higher interest rate. (5% and 3%)

Was this an email you received for the 100k offer? I only get the 75.

Do you have an amex card? before i applied for a SPG card, i was getting a mailer from amex every week. I got a whole stack of them with different bonuses. haha. in a year, i had about 25 mailers from amex? Just keep waiting, im sure one will show up to you soon!

What does M&T stand for?

its the name of a bank.
 
Tell them to plan for the next trip. :] Food and ticket are usually very hard to do unless they want to redeem just straight cash, which isnt advisable. swipe discover and redeem for gift cards? I know staples has this VGC card that could be used for dining... im not sure of the fee though. I guess buying those straight with a credit card right now will help them earn more points?



I think you can call Chase UR and pay for a cruise directly with ur UR points. Im not sure about Disney though.



Lucky... i wish i live in a state that have tons of benefits! currently can only earn money via higher interest rate. (5% and 3%)



Do you have an amex card? before i applied for a SPG card, i was getting a mailer from amex every week. I got a whole stack of them with different bonuses. haha. in a year, i had about 25 mailers from amex? Just keep waiting, im sure one will show up to you soon!



its the name of a bank.


Yes i have the PRG and the regular green.
The only offers i constantly get are the 75k.
 
Nice which cc rewards?

Disney (250) CSP (500) Capital One (465) Barclay (400) Disney Rewards (138)

The rest was with Swagbucks getting Target GCs and buying Disney GCs @ 5% off and $100 Disney GC I got for Christmas. I also did the DVA but I never got my $20 GC.
 
Just got our 100K award for the new personal platinum AmEx. Going to use that to book tickets for our January trip to Disney. Flights are insanely expensive since we fly out right after the new year, so I'm happy to have the points!

Where are you flying out of? We are coming in Jan 3rd and for the LAST 3 months i have seen crazy prices.
Then a few days ago a fare for 145 popped up and coincidentally for my new Alaska card. Coming cross
country from California I was THRILLED. I didn't even bother using my points. It was $400 last month
So keep checking!!

**On a side note coming back 10 days later was always much cheaper. I booked that in Feb.
 
I was actually the recent DP for this over on reddit. The most recent QJ code worked for me; I think this was the one giving people issues whereas the other two are still working well it seems based on DoC and reddit DPs. I'm in a target state, though, but this is my 4th :) Also recycled a code recently for DBF and so far so good. Will be trying again after a week or so, just to let it cool down a bit.

Sorry I meant to reply to a diff post
 
How did you pay for the cruise with and which rewards? We also are Dis Cruise people and just came
from the 11 nighter. I booked another summer cruise and other than the gift cards i have been
hoarding is there another way to pay? I do have $500 Barclay Travel Credit, $700 Cap1 Venture travel
credit and the Reserve credit i have been saving to use towards it.

Is there anything else i could be using? Thx

I paid bills with the credit cards. Then once I met the spend I'd take the statement credit or get cash for UR points. Then I take the money I would normally use to pay the credit card (amt budgeted for gas/utilities/groceries) and deposit it to savings since the statement credit paid off my bills.
 
Where are you flying out of? We are coming in Jan 3rd and for the LAST 3 months i have seen crazy prices.
Then a few days ago a fare for 145 popped up and coincidentally for my new Alaska card. Coming cross
country from California I was THRILLED. I didn't even bother using my points. It was $400 last month
So keep checking!!

**On a side note coming back 10 days later was always much cheaper. I booked that in Feb.

That's part of our problem. We live in Southern Missouri and flights out of our local airport are never good and we are leaving January 2nd, so the fares are killing us. We could drive to KC and get cheaper flights, but they are not substantially less, so once you figure in driving and parking, it really is a wash.
 
That's part of our problem. We live in Southern Missouri and flights out of our local airport are never good and we are leaving January 2nd, so the fares are killing us. We could drive to KC and get cheaper flights, but they are not substantially less, so once you figure in driving and parking, it really is a wash.

Sounds like us. Our local airport is double the cost and i don't see it going down. We have to drive
hour and a half away to a major one. It is that first week in January why prices are a Killer!!

* On a side note i specifically picked that week to go because I hope the crowds are gone!!!!
 
Statement just closed on my Chase Hyatt card and although I've only spent $700 out of the $2,000 MS to get the 2 free nights, my 5,000 bonus points plus $50 statement credit already posted. I was able to book a Hyatt Place for Valentines weekend for me and DH. It cost only 5,000 points. Plan to use the 2 free nights at Hyatt Regency Toronto since the Park Hyatt Toronto is closed for refurbishment during our trip next June.
 
Approval for the Barclaycard Arrival+ !! They got my docs Fri and I didn't see any status change online so I called today and the rep said they received my docs, everything looked good and that I was approved with a 10K limit and to expect the card in 7-10 business days (although on the original app I'd selected expedited shipping for the $15 fee, I don't need it quickly anymore as I couldn't wait any longer to charge the expense but it's worth noting that part seems to disappear if you have to go through security review). If you go into security review don't be afraid to call the number and check on your status, you might be able to "hasten" it along a bit if they've received the docs but haven't gotten around to reviewing them :)
 
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